Property Type: Land / LotOwnership: Freehold

0 Humpback Bay

Sayward, BC V0P1R0

$3,500,000

0 bed0 bath20 parking
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Property Details

Property & Lot

Lot size
102.06 acres
Zoning
Residential

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$2,451.15

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Ocean view, River view, View
Waterfront
Waterfront on ocean

Parking

Total spaces
20

Listing Information

MLS®
1002986
Listed
June 17, 2025
Time on market
On the market for 441 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (CR) · Data source: CREA DDF.

Description

For the fisherman, wildlife enthusiast, or those seeking the ultimate coastal escape—this 99-acre oceanfront property is truly one-of-a-kind. Owned by the same family since 1956, this legacy parcel is rich in natural wonder, history, and opportunity. Bordered by over 2.3 km of pristine oceanfront and more than 820 metres of river frontage along the salmon- and trout-bearing Amor De Cosmos River, the property offers a rare meeting of saltwater and freshwater ecosystems. Towering old-growth trees line the shoreline, and the land is alive with wildlife—bears, eagles, deer, whales offshore are just a few of the many visitors. Access is available via forest service roads that branch off Highway 19 at the Rock Bay turn-off—approximately a 1.5-hour drive from Campbell River—or by water. The property includes a decommissioned manufactured home and a shop. Importantly, there is no zoning, allowing for a wide range of potential uses—from building multiple homes to creating a campground, eco-retreat, or commercial venture. The flexibility here is as vast as the land itself. The Amor De Cosmos River—named after British Columbia’s second Premier, a visionary and advocate for Confederation—flows through the heart of the property. His chosen name, meaning “lover of the universe,” is a fitting tribute to the inspiring natural beauty found here. The river itself is thriving—last year it saw a pink salmon run of over 100,000 fish, highlighting the richness of the ecosystem and its importance for coastal biodiversity. Whether it’s kayaking sheltered waters, freshwater or ocean swimming, or simply watching nature unfold from your own private slice of paradise, this is an outdoor enthusiast’s dream. The river offers excellent fishing, and the coastal setting invites endless exploration and connection with the wild. This is more than a property—it’s a generational legacy, a rare opportunity to own and shape a piece of BC’s unspoiled coastline. (id:63159)

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

334

(2021 Census)

+7.4% since 2016

Density: 75.2/km²

Dwellings: 182

Median household income: $55,200

After-tax: $52,800

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United Kingdom3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Sayward Elem-Jr SecondaryElementary18.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Campbell River (SD72)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($700,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,800,000.00
Periodic payment — Principal & Interest (monthly)$18,064.65
Additional monthly expenses (strata, tax, utilities, etc.)$204.26
Total monthly cost$18,268.91
Interest paid over 5-yr term$802,488.05
Balance at end of term$2,518,609.06

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$700,000
Stress test qualifying rate8.09%
Payment you must qualify for$21,531.02

Cash Needed at Closing

Minimum down payment$700,000
Estimated BC PTT$93,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$794,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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