Property Type: Condo / ApartmentOwnership: Strata

1 4581 SUMAS MOUNTAIN ROAD

Abbotsford, BC V3W2H9

$1,249,800

7 bed5 bath2 parking3,590 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
House
Lot size
5,627.5 square feet

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$200/mo
Annual property tax
$6,000.95 (2025)

Interior

Basement
Finished, Full
Heating
Radiant heat
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
2 — covered indicated
Features
Garage

Listing Information

MLS®
R3122819
Listed
May 12, 2026
Time on market
On the market for 111 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Ltd. · Data source: CREA DDF.

Description

Rarely available! This exceptional custom-built home was designed by the owner as a personal residence and showcases premium upgrades throughout. Enjoy radiant in-floor heating, central A/C, and two beautiful custom oak staircases. The main floor features a bedroom with ensuite-perfect for guests or extended family. The gourmet kitchen offers fully integrated appliances, a gas cooktop, custom millwork, and a separate spice kitchen with a full stainless-steel appliance package. Smart-home ready and pre-wired for surround sound, this home features sleek black plumbing fixtures and a covered patio equipped for a gas BBQ and outdoor kitchen-ideal for entertaining. The lower level includes a 2-bedroom legal suite, perfect as a mortgage helper. Don't miss out on this home! (id:63159)

Values & Trends

This listing

$348/sqft

Building average

No other active listings in this building

Abbotsford average

$447/sqft

322 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Apartment Market Stats — Abbotsford

Monthly figures from the Fraser Valley Real Estate Board for Abbotsford apartmentlistings — not specific to this property.

MLS® HPI Benchmark Price

$380,900

Jul 2026

Average Sale Price

$384,321

Jul 2026

Monthly Sales

47

Jul 2026

Active Listings

324

Jul 2026

Sales-to-Active Ratio

15.0%

Jul 2026

Median Days to Contract

35 days

Jul 2026

MLS® HPI Benchmark Price

$482,800
$356,400
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

153,524

(2021 Census)

+8.6% since 2016

Density: 409/km²

Dwellings: 55,659

Median household income: $90,000

After-tax: $81,000

Immigrant population: 28.6%

Top countries of origin (% of total population)

  • India15.5% · 23,835
  • United Kingdom1.5% · 2,315
  • Philippines1.1% · 1,730
  • United States of America0.9% · 1,395
  • Netherlands0.6% · 890
  • Viet Nam0.6% · 880
  • Korea, South0.6% · 845
  • China0.5% · 840

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Auguston Traditional ElementaryElementary1.0 km
Sandy Hill ElementaryElementary3.4 km
Prince Charles ElementaryElementary3.5 km
Clayburn Middle SchoolMiddle3.7 km
Robert Bateman SecondarySecondary3.9 km
Abbotsford School Of Integrated ArtsElementary4.0 km
Abbotsford Christian School(Independent)K-124.3 km
Dr Thomas A Swift ElementaryElementary4.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Abbotsford (SD34)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($99,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$999,840.00
Periodic payment — Principal & Interest (monthly)$6,450.63
Additional monthly expenses (strata, tax, utilities, etc.)$880.08
Total monthly cost$7,330.71
Interest paid over 5-yr term$286,557.02
Balance at end of term$899,359.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$99,980
Stress test qualifying rate8.09%
Payment you must qualify for$8,841.71

Cash Needed at Closing

Minimum down payment$99,980
Estimated BC PTT$22,996
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,476

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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