Property Type: Condo / ApartmentOwnership: Strata

10 345 Chemainus Rd

Ladysmith, BC V9G1Y1

$799,000

2 bed3 bath2 parking1,210 sqftBuilt 1968
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Property Details

Property & Lot

Sub-type
House
Lot size
0.85 acres
Zoning
Residential

R-1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$342/mo
Annual property tax
$4,548

Interior

Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Air Conditioned
Fireplace
None

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
2 — uncovered indicated
Features
Other

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioMain level25'0 x 54'0
StudioMain level10'0 x 11'0
BedroomMain level15'6 x 10'0
EnsuiteMain level5'4 x 10'0
KitchenMain level10'3 x 10'0
Laundry roomMain level4'11 x 11'10
BathroomMain level4'3 x 5'6
DenMain level7'9 x 10'0
EnsuiteMain level5'0 x 10'0
Primary BedroomMain level15'10 x 10'1
Living roomMain level13'2 x 16'9
Dining roomMain level10'7 x 16'0

Listing Information

MLS®
1038699
Listed
June 3, 2026
Time on market
On the market for 89 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Welcome to a rare walk-on waterfront opportunity where you can enjoy the West Coast lifestyle you’ve always dreamed of. Start your mornings with coffee and spectacular sunrises by the water, launch your kayak from your front yard, or simply relax and watch the marine activity unfold from the comfort of home. This charming rancher offers a functional and inviting layout with 2 bedrooms, each with ensuite, plus a den and powder room, designed for comfortable everyday living. Large windows help bring the outdoors in, making the stunning waterfront setting part of your daily experience. Bonus feature is the detached studio, a perfect space for an artist, home office or creative escape. Freshly renovated with many of the big-ticket items already taken care of. Don’t miss your chance to own a piece of the waterfront lifestyle that so many dream about. Book your private showing today. (id:63159)

Values & Trends

This listing

$660/sqft

Building average

No other active listings in this building

Ladysmith average

$365/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Stz'uminus Senior Secondary(Independent)Secondary2.6 km
Ladysmith PrimaryElementary2.6 km
Ladysmith SecondarySecondary2.9 km
Ladysmith IntermediateElementary2.9 km
Chemainus Elementary Community SchoolElementary6.8 km
Chemainus SecondaryK-127.3 km
Thetis Island ElementaryElementary8.4 km
North Oyster ElementaryElementary8.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Sushi Wara678 m

Grocery (1)

  • Save-On-Foods794 m

Parks (2)

  • Harbourview Park · 533 Louise Road560 m
  • Gourlay-Janes Park · 397 Chemainus Road568 m

Shopping (1)

  • Coronation Mall · 370 Davis Road773 m

Pharmacies (1)

  • IDA Drug · 370 Trans-Canada Highway702 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$782.49
Total monthly cost$4,906.39
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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