10 Horbury Rd
Cumberland, BC V0R1S0
$429,900
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 10,500 square feet
- Zoning
- Other
RE1
Ownership & Fees
- Property type
- Detached House
- Strata / maintenance fee
- $0/mo
- Annual property tax
- $1,299.01
Interior
- Heating
- Forced air, Electric
- Cooling / A/C
- None
- Fireplace
- Yes (1)
Parking
- Total spaces
- 4 — uncovered indicated
- Features
- Open
Restrictions & Policies
- Pets
- Allowed with restrictions
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Main level | 9'5 x 9'10 |
| Bathroom | Main level | 4-Piece |
| Bedroom | Main level | 11'3 x 12'6 |
| Primary Bedroom | Main level | 11'7 x 12'7 |
| Living room | Main level | 15'7 x 18'9 |
| Kitchen | Main level | 12'4 x 14'11 |
| Dining room | Main level | 7'5 x 12'4 |
| Mud room | Main level | 5'3 x 6'7 |
Listing Information
- MLS®
- 1034314
- Listed
- May 2, 2026
- Time on market
- On the market for 122 days
- Data last synced
- August 28, 2026
Listing provided by: REMAX Ocean Pacific (CX) · Data source: CREA DDF.
Description
Tucked into the trees just steps from the shores of Comox Lake in Cumberland, this is a wonderful opportunity to own at a reasonable price, however, please note this offering does not allow for a mortgage. Set on a peaceful, forested lot, this original 2-bedroom, 1 bathroom home offers a simple, laid-back lifestyle in one of the Valley’s most special locations. The home itself has that classic cabin feel—functional, comfortable, and ready for someone to make it their own over time. Large windows bring in natural light and glimpses of the surrounding greenery, while the woodstove adds warmth and character. Outside, there’s space to breathe; a sunny yard, mature trees, and a detached shed which houses a wonderful sauna. The home is serviced by a deep well and a newer septic system and offers a full basement for excellent storage. You are just a short distance to the lake, with easy access to swimming, paddling, and everything Comox Lake has to offer. Ownership is by way of 1 share in the Comox Lake Land Corporation—a unique opportunity to secure a spot in this tightly held lakeside community. For more information, please call Christiaan Horsfall at 250-702-7150. (id:63159)
Values & Trends
This listing
$374/sqft
Building average
—
No other active listings in this building
Cumberland average
$549/sqft
17 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Courtenay
16°C
Mostly Cloudy
Humidity 72%
Wind W 4 km/h
Tonight
13°
Tuesday
20°
Tuesday night
16°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
4,447
(2021 Census)
+18.5% since 2016
Density: 153.1/km²
Dwellings: 1,918
Median household income: $86,000
After-tax: $75,500
Immigrant population: 9.6%
Top countries of origin (% of total population)
- United Kingdom4.4% · 195
- United States of America1.3% · 60
- Germany0.3% · 15
- Netherlands0.2% · 10
- South Africa, Republic of0.2% · 10
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Cumberland Community School | Elementary/Middle | 3.0 km |
| Arden Elementary | Elementary | 6.4 km |
| Lake Trail Community | Middle | 7.7 km |
| Ecole Puntledge Park Elementary | Elementary | 7.8 km |
| Courtenay Elementary | Elementary | 8.3 km |
| Nala'atsi Alternate Program | Secondary | 8.4 km |
| Royston Elementary | Elementary | 9.2 km |
| Georges P. Vanier Secondary | Secondary | 10.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Comox Valley (SD71)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.