Property Type: Condo / ApartmentOwnership: Strata

100 Elk Rd

Lake Cowichan, BC V0R2G0

$819,000

4 bed4 bath5 parking1,705 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Lot size
0.66 acres
Zoning
Residential

R1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$4,074

Interior

Heating
Heat Pump, Baseboard heaters
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
5

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomAuxiliary Building4-Piece
BathroomLower level2-Piece
BathroomMain level3-Piece
BathroomMain level4-Piece
BedroomMain level11'0 x 10'0
BedroomMain level11'0 x 10'0
Primary BedroomMain level14'0 x 12'0
BedroomAuxiliary Building11'0 x 27'0
Laundry roomLower level6'2 x 9'1
EntranceLower level6'8 x 5'11
Family roomMain level18'7 x 12'0
Living roomMain level12'1 x 15'5

Listing Information

MLS®
1044017
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
August 28, 2026

Listing provided by: Easy List Realty · Data source: CREA DDF.

Description

For more information, please click Brochure button. Unbelievable 0.66 acre property with a 3 bed 2.5 bath house. And a separate unregistered suite with kitchenette and tiled walk-in shower. This property has it all, with mature trees surrounding the lot, cherry trees, blueberries and it's own spring fed pond, it truly is an oasis dream come true property. Your only three block from the boat launch and a walk from every amenity you could need downtown. Amazing detached workshop with wood stove. RV parking space, and enough room for about 10 vehicles - you can invite the whole family. Do not miss out. Bareland Strata. All measurements are approximate. (id:63159)

Values & Trends

This listing

$480/sqft

Building average

No other active listings in this building

Lake Cowichan average

$610/sqft

13 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,325

(2021 Census)

+3.1% since 2016

Density: 403.5/km²

Dwellings: 1,586

Median household income: $68,000

After-tax: $62,400

Immigrant population: 7.7%

Top countries of origin (% of total population)

  • United Kingdom3.2% · 105
  • United States of America0.9% · 30
  • Germany0.6% · 20
  • South Africa, Republic of0.5% · 15
  • India0.5% · 15
  • Poland0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Palsson ElementaryElementary582 m
Lake Cowichan SecondaryElementary981 m
Lake Cowichan ElementaryElementary981 m
Tansor ElementaryElementary22.9 km
Ecole Mount Prevost ElementaryElementary24.2 km
Ladysmith SecondarySecondary24.6 km
Ladysmith PrimaryElementary24.7 km
Drinkwater ElementaryElementary24.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Jake's at the Lake · 109 South Shore Road700 m
  • Shaker Mill · 72 Cowichan Lake Road758 m
  • Lakeside Sushi · 78 Cowichan Lake Road766 m

Cafes (3)

  • Ed's Coffee House · 67 South Shore Road586 m
  • Tim Hortons620 m
  • River Cafe · 56 South Shore Road697 m

Grocery (1)

  • Country Grocer · 83 Cowichan Lake Road748 m

Parks (5+)

  • Riverside Park425 m
  • Ohtaki Park563 m
  • Forest Workers Memorial Park610 m
  • Ts'uubaa-asatx Square634 m
  • Central Park775 m

Shopping (1)

  • Fields542 m

Pharmacies (1)

  • Island Pharmacy · 138 South Shore Road795 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($56,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$655,200.00
Periodic payment — Principal & Interest (monthly)$4,227.13
Additional monthly expenses (strata, tax, utilities, etc.)$424.50
Total monthly cost$4,651.63
Interest paid over 5-yr term$187,782.20
Balance at end of term$589,354.52

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$56,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,860.28

Cash Needed at Closing

Minimum down payment$56,900
Estimated BC PTT$14,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$72,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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