Property Type: Detached HouseOwnership: Freehold

1014 RAILWAY STREET

Stewart, BC V0T1W0

$495,000

3 bed2 bath1,494 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.7 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,997.5 (2026)

Interior

Basement
None
Heating
Electric
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Log
View
Mountain view

Building

Foundation
Concrete Slab
Roof
Metal, Conventional

Parking

Features
Detached Garage, RV

Room Dimensions

RoomLevelDimensions
Laundry roomMain level
Dining nookMain level
KitchenMain level
Dining roomMain level
Living roomMain level
FoyerMain level
OfficeMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level

Listing Information

MLS®
R3137975
Listed
June 19, 2026
Time on market
On the market for 73 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty Ltd (BCNREB) · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. This 1,494 sq. ft. Pan-Abode cedar home features log construction, with a large covered deck and veranda. The interior boasts hardwood, tile and vinyl flooring. There are 3 bedrooms, an office, and 1.5 bathrooms. It is heated by a Harmon pellet stove, a backup oil Toyo stove, and also electric. The hot water tank was replaced in 2025. There is a double attached garage, a double detached shop, a boat shed, and a quad shed. The house and outbuildings sit on a large 0.7 acre lot with a spacious backyard. This property is located a block away from the arena and school. (id:63159)

Values & Trends

This listing

$331/sqft

Building average

No other active listings in this building

Stewart average

$136/sqft

1 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Light Rain

12°C

Light Rain

Humidity 100%

Wind SE calm km/h

Tonight

11°

Tuesday

14°

Tuesday night

11°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

517

(2021 Census)

+28.9% since 2016

Density: 0.9/km²

Dwellings: 337

Median household income: $84,000

After-tax: $72,000

Immigrant population: 12.9%

Top countries of origin (% of total population)

  • United States of America4.8% · 25
  • United Kingdom1.9% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bear Valley SchoolK-12207 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • El Tostador · 768 5th Avenue763 m

Cafes (1)

  • Silverado728 m

Grocery (1)

  • Cut Rate Foods · 301 5th Avenue739 m

Nearby places data: © OpenStreetMap contributors.

School district: Coast Mountains (SD82)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$396,000.00
Periodic payment — Principal & Interest (monthly)$2,554.86
Additional monthly expenses (strata, tax, utilities, etc.)$491.46
Total monthly cost$3,046.32
Interest paid over 5-yr term$113,494.74
Balance at end of term$356,203.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,616.06

Cash Needed at Closing

Minimum down payment$24,750
Estimated BC PTT$7,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,150

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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