Property Type: Detached HouseOwnership: Freehold

1015 Cowerd Rd

Cobble Hill, BC V8H0G9

$829,000

3 bed1 bath6 parking1,305 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Lot size
1.15 acres
Zoning
Agricultural

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,017

Interior

Heating
Forced air, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
6 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
StorageOther10' x 25'
StorageOther9'9 x 16'2
WorkshopOther23'4 x 15'3
StudioOther11'2 x 23'6
BedroomMain level10'0 x 8'2
BathroomMain level4-Piece
BedroomMain level11'6 x 9'0
Primary BedroomMain level11'6 x 15'2
Laundry roomMain level7'6 x 5'2
Living roomMain level11'6 x 24'3
Dining roomMain level11'6 x 16'4
KitchenMain level11'6 x 11'0

Listing Information

MLS®
1022689
Listed
January 8, 2026
Time on market
On the market for 236 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Peaceful 1.15-Acres in Cobble Hill. Nestled in a quiet, park-like landscape, this level property offers a mix of comfort, opportunity, and natural beauty. The updated 1,260 sq. ft. deregistered mobile home with additions features 3 bedrooms and an inviting, open layout. Relax on the expansive 12’ x 36’ deck, explore possibilities in the 12’ x 24’ studio/tiny home, or enjoy the versatility of the 16’ x 24’ shop/games room. Wander through gardens and enjoy evenings by the campfire under the stars. Plenty of parking for RVs and recreational vehicles, while schools, golf, shopping, dining, and transit are all close by. Water and sewer connections at the rear provide exciting potential for future rental income or an additional family residence. Whether you choose to build your dream home, enhance the existing setup, or simply enjoy its current charm, this property presents a rare blend of serenity and future promise, just 15 minutes to Duncan, 30 minutes to Victoria, and 40 to Nanaimo. (id:63159)

Values & Trends

This listing

$635/sqft

Building average

No other active listings in this building

Cobble Hill average

$514/sqft

28 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Cobble Hill ElementaryElementary1.3 km
Evergreen Independent School(Independent)Elementary2.0 km
George Bonner ElementaryElementary2.5 km
Frances Kelsey SecondarySecondary3.2 km
Brentwood College(Independent)Secondary4.3 km
Bench ElementaryElementary5.2 km
Shawnigan Lake(Independent)Secondary6.0 km
Sunrise Waldorf School(Independent)Elementary/Middle6.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Maple Hills Park190 m
  • Farnsworth Park540 m
  • Merilees Nature Park593 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$663,200.00
Periodic payment — Principal & Interest (monthly)$4,278.74
Additional monthly expenses (strata, tax, utilities, etc.)$316.42
Total monthly cost$4,595.16
Interest paid over 5-yr term$190,075.03
Balance at end of term$596,550.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,929.49

Cash Needed at Closing

Minimum down payment$57,900
Estimated BC PTT$14,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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