Property Type: Detached HouseOwnership: Freehold

1018 Bertha Ave

Gabriola Island, BC V0R1X3

$699,000

3 bed2 bath2 parking1,356 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Lot size
0.56 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,126.7

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
BathroomMain level2-Piece
BathroomLower level4-Piece
BedroomLower level8'8 x 9'11
BedroomLower level8'10 x 9'8
Primary BedroomLower level15'8 x 10'9
Living roomMain level14'9
Dining roomMain level
KitchenMain level12'4 x 13'6

Listing Information

MLS®
1041750
Listed
June 27, 2026
Time on market
On the market for 65 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty Gabriola · Data source: CREA DDF.

Description

Enjoy the perfect combination of nature and convenience in this welcoming West Coast-style home. Set on a private hillside surrounded by mature maple and fir trees, the property offers peaceful treetop views and a wonderful sense of seclusion, while remaining close to everyday amenities. Designed with family living in mind, this three-bedroom home features an open-concept main floor where large windows invite in natural light and showcase the surrounding greenery. Classic cedar siding and durable metal roof enhance the home's West Coast appeal. The fenced yard provides a private outdoor space for children, pets, gardening, or simply relaxing with family and friends. Conveniently located within walking distance or a short drive to shopping, the elementary school, and the ferry, this home also offers easy access to nearby walking and cycling trails for year-round outdoor enjoyment. A peaceful setting, practical layout, and excellent location make this a wonderful place to call home. (id:63159)

Values & Trends

This listing

$515/sqft

Building average

No other active listings in this building

Gabriola Island average

$593/sqft

35 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Gabriola ElementaryElementary1.4 km
Qwam Qwum Stuwixwulh Community SchoolElementary6.9 km
Cedar SecondarySecondary7.4 km
Bayview ElementaryElementary8.9 km
Pauline Haarer ElementaryElementary8.9 km
Fulford Community ElementaryElementary9.1 km
Cedar ElementaryElementary9.1 km
Chase River ElementaryElementary9.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$328.56
Total monthly cost$3,936.33
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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