Property Type: Condo / ApartmentOwnership: Strata

102 1140 55 STREET

Delta, BC V4M3J8

$659,000

2 bed2 bath1 parking1,486 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
Apartment

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$684/mo
Annual property tax
$2,513.2 (2024)

Interior

Heating
Baseboard heaters, Electric
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Adult-oriented (no young children)

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3123558
Listed
May 14, 2026
Time on market
On the market for 110 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Vancouver (Branch) · Data source: CREA DDF.

Description

Come and see this wonderful large GROUND floor apartment - it's like a Rancher in a condo building. Almost 1500 square ft and walk out ground level to patio that is 30'x9' and offers privacy and natural sunshine. The interior has been updated by the current owners. Kitchen cabinets, appliances almost new and freshly painted a couple years ago. Beautiful Hardwood floors in the main living area with a featured Regency Gas Fireplace for cozy and comfortable times at home, plus a built in Dining room cabinet unit for all the collectables you have cherished over the years. You will appreciate the large rooms and space this apartment offers, easily accommodates larger furniture. Plus you are only steps away from Thrifty's Food store, local banks, and a Neighbourhood Pub. (id:63159)

Values & Trends

This listing

$443/sqft

Building average

$415/sqft

2 active listing(s)

Delta average

$621/sqft

117 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Apartment Market Stats — Delta

Monthly figures from the Fraser Valley Real Estate Board for Delta apartmentlistings — not specific to this property.

MLS® HPI Benchmark Price

Data unavailable

Average Sale Price

$728,000

Jul 2026

Monthly Sales

1

Jul 2026

Active Listings

0

Jul 2026

Sales-to-Active Ratio

100.0%

Mar 2024

Median Days to Contract

37 days

Jul 2026

Average Sale Price

Data available for 12 of 60 months shown — gaps in the line are months FVREB has no reported value for, not zero.

$1,000,102
$539,900
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Richmond

Clear

15°C

Clear

Humidity 100%

Wind NW 5 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

108,455

(2021 Census)

+6.1% since 2016

Density: 603.7/km²

Dwellings: 39,736

Median household income: $108,000

After-tax: $95,000

Immigrant population: 33.1%

Top countries of origin (% of total population)

  • India11.4% · 12,375
  • China3.5% · 3,820
  • United Kingdom2.7% · 2,955
  • Philippines2.5% · 2,680
  • Hong Kong1% · 1,100
  • Taiwan1% · 1,095
  • United States of America0.9% · 950
  • Pakistan0.7% · 775

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

74

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Park ElementaryElementary904 m
South Delta SecondarySecondary943 m
Cliff Drive ElementaryElementary984 m
Southpointe Academy(Independent)K-121.5 km
du Bois-joliElementary1.5 km
Beach Grove ElementaryElementary1.6 km
Pebble Hill Traditional ElementaryElementary1.9 km
English Bluff ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound 12 Ave @ 5500 Block86 m
Westbound 12 Ave @ 55 St133 m
Westbound 12 Ave @ 56 St160 m
Southbound 56 St @ 12 Ave167 m
Northbound 56 St @ 12 Ave240 m

Nearby Places

Restaurants (5+)

  • Roy's Indian · 1179 56 Street94 m
  • White Spot · 1199 56 Street150 m
  • Gracie's Next Door · 1127 56 Street180 m
  • Mario's Kitchen · 1105 56 Street190 m
  • Alfa · 1097 56 Street203 m

Cafes (5+)

  • Starbucks · 1155 56 Street152 m
  • Tim Hortons · 1211 56 Street175 m
  • Cue's N Cushion · 1244 56 Street270 m
  • Blenz · 1315 56 Street306 m
  • Wood N Frog Coffee Company · 5694 12 Avenue341 m

Grocery (3)

  • Save-On-Foods · 1143 56 Street120 m
  • Thrifty Foods · 1207 56 Street151 m
  • Meridian Farm Market · 1202 56 Street258 m

Parks (2)

  • Highland Park · 5499 13A Avenue421 m
  • View Crescent Park · 1322 View Crescent434 m

Gyms (5+)

  • Oxygen Yoga & Fitness · 5514 12 Avenue55 m
  • Anytime Fitness · 1212 12 Avenue297 m
  • Balanc Pilates · 5666 12 Avenue311 m
  • T-Town Pilates325 m
  • Muscle Memory · 5670 12 Avenue333 m

Pharmacies (5+)

  • Save-On-Foods Pharmacy Counter · 1143 56 Street138 m
  • Shoppers Drug Mart · 1215C 56 Street177 m
  • Tsawwassen Guardian · 1077 56 Street231 m
  • Pure Integrative Pharmacy · 1240 56 Street263 m
  • The Medicine Shoppe · 1363 56 Street395 m

Banks & ATMs (5+)

  • Coast Capital Savings · 5506 12 Avenue55 m
  • Unnamed58 m
  • CIBC · 1197 12 Avenue61 m
  • Unnamed138 m
  • Unnamed157 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$527,200.00
Periodic payment — Principal & Interest (monthly)$3,401.32
Additional monthly expenses (strata, tax, utilities, etc.)$967.62
Total monthly cost$4,368.94
Interest paid over 5-yr term$151,097.04
Balance at end of term$474,218.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,752.97

Cash Needed at Closing

Minimum down payment$40,900
Estimated BC PTT$11,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,580

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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