Property Type: DuplexOwnership: Freehold

102 11480 138A STREET

Surrey, BC V3R0J3

$1,099,999

6 bed4 bath3 parking2,607 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
Duplex
Style
2 Level
Lot size
2,173.5 square feet

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$3,960.82 (2025)

Interior

Basement
Finished, Full, Separate entrance
Heating
Forced air
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer

Exterior & Lot

View
City view, Mountain view

Building

Water source
Municipal water
Utilities
Water, Electricity

Parking

Total spaces
3 — covered indicated
Features
Garage

Listing Information

MLS®
R3130947
Listed
June 3, 2026
Time on market
On the market for 89 days
Tax assessment year
2025
Data last synced
August 31, 2026

Listing provided by: Sutton Premier Realty · Data source: CREA DDF.

Description

Introducing this BRAND NEW 6-bedroom, 4-bathroom half duplex offering breathtaking views and exceptional design. Thoughtfully built for modern living, this bright and spacious home features an open-concept floor plan filled with natural light. The contemporary kitchen is appointed with sleek stainless steel appliances, ample cabinetry, and seamlessly connects to the family/ dining areas & bedroom on the main. Upstairs, you'll find three generously sized bedrooms, including an elegant primary suite complete with a luxurious ensuite. The lower level features a separate entrance to a legal 2-bedroom suite, providing an excellent mortgage helper. NO STRATA FEES (id:63159)

Values & Trends

This listing

$422/sqft

Building average

No other active listings in this building

Surrey average

$572/sqft

115 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Langley

Mainly Clear

16°C

Mainly Clear

Humidity 78%

Wind S 3 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Good Counsel(Independent)Elementary167 m
Honour Secondary School(Independent)Secondary306 m
Forsyth Road ElementaryElementary483 m
Mary Jane Shannon ElementaryElementary1.2 km
Lena Shaw ElementaryElementary1.2 km
Kwantlen Park SecondaryElementary1.3 km
James Ardiel ElementaryElementary1.5 km
K B Woodward ElementaryElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound 104 Ave @ 138A St202 m
Eastbound 104 Ave @ 139 St238 m
Eastbound 104 Ave @ Whalley Blvd294 m
Westbound 104 Ave @ 140 St342 m
Westbound 104 Ave @ Whalley Blvd373 m

Nearby Places

Restaurants (5+)

  • King Do Seafood Restaurant · 13922 104 Avenue277 m
  • Taste of Pho · 13979 140 Street327 m
  • Bozzini's · 13655 104 Avenue437 m
  • DONI Korean Restaurant · 10592 King George Boulevard465 m
  • Unnamed467 m

Cafes (5+)

  • Starbucks · 10362 King George Boulevard531 m
  • Huyen Cafe · 13551 105A Avenue621 m
  • Ken's Tea House · 10692 135A Street710 m
  • Chatime · 10255 King George Boulevard748 m
  • Prado Cafe · 13475 103 Avenue785 m

Grocery (5+)

  • Surrey Super Market · 13853 104 Avenue181 m
  • Day to Day Grocery & Produce · 13664 104 Avenue446 m
  • Lucky Supermarket · 10628 King George Boulevard484 m
  • GG's African Caribbean Market · 10625 King George Boulevard588 m
  • Union Latino's Food · 13569 105A Avenue592 m

Parks (1)

  • Forsyth Park · 10632 139 Street362 m

Gyms (1)

  • Planet Fitness · 10642 King George Boulevard501 m

Pharmacies (4)

  • East To West Holistic · 14045 104 Avenue440 m
  • Pharmasave · 10654 King George Boulevard516 m
  • London Drugs · 10348 King George Boulevard519 m
  • Gain Pharmacy680 m

Banks & ATMs (4)

  • Prospera · 13747 104 Avenue281 m
  • Sharons Credit Union · 10541 King George Boulevard540 m
  • TD · 10435 King George Boulevard564 m
  • Vancity · 10293 King George Boulevard677 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,999.00
Periodic payment — Principal & Interest (monthly)$5,677.45
Additional monthly expenses (strata, tax, utilities, etc.)$460.07
Total monthly cost$6,137.52
Interest paid over 5-yr term$252,210.24
Balance at end of term$791,561.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$85,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.99

Cash Needed at Closing

Minimum down payment$85,000
Estimated BC PTT$20,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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