Property Type: TownhouseOwnership: Strata

102 3248 Sherman Rd

Duncan, BC V9L4B4

$439,000

2 bed3 bath2 parking1,091 sqftBuilt 2022
Get Directions

Property Details

Property & Lot

Sub-type
Row / Townhouse
Zoning
Multi-Family

CD10

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$382/mo
Annual property tax
$3,340.38

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Mountain view

Parking

Total spaces
2 — uncovered indicated
Features
Open

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomSecond level4'3 x 8'2
Primary BedroomSecond level10'5 x 13'2
BathroomSecond level4'11 x 8'1
BedroomSecond level9'6 x 11'11
BathroomMain level2-Piece
Living roomMain level15'2 x 12'2
Dining roomMain level12'2 x 11'7
KitchenMain level10'0 x 10'3
EntranceMain level5'5 x 16'0

Listing Information

MLS®
1033424
Listed
April 25, 2026
Time on market
On the market for 128 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. · Data source: CREA DDF.

Description

moonlight Ridge is a thoughtfully designed, low-density community offering quality craftsmanship and modern comfort throughout. This home showcases premium finishes, including Samsung appliances, quartz countertops, soft-close cabinetry, a heat and energy recovery system, and stylish, high-end bathroom fixtures. A spacious crawlspace provides excellent storage, while the private backyard is perfect for gardening or relaxing outdoors. The well-planned layout suits both families and downsizers, with a bright main living area and a full bathroom with a shower on the main floor. Upstairs, you’ll find two comfortable bedrooms, a full bathroom, and a conveniently located laundry area. Set in a welcoming, family-friendly neighborhood in Duncan, this home offers outstanding convenience, with nearby amenities and all levels of schools within easy walking distance. Measurements and listing info are approximate, Buyer to verify if important. Luke Chen, MBA, P. Eng. (non-practising), 778-677-9557, AgentLukeChen@gmail.com (id:63159)

Values & Trends

This listing

$402/sqft

Building average

No other active listings in this building

West Duncan average

$362/sqft

16 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Mount Prevost ElementaryElementary342 m
Drinkwater ElementaryElementary794 m
Queen Margaret's(Independent)K-121.2 km
Cowichan Valley Open Learning Co-OpSecondary1.4 km
Cowichan Open SchoolSecondary1.4 km
Tansor ElementaryElementary1.5 km
Khowhemun ElementaryElementary1.9 km
Quamichan SchoolSecondary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Sundays Coffee and Provisions · 6114 Somenos Road207 m
  • Tim Hortons · 3320 Cowichan Lake Road241 m

Grocery (1)

  • Country Grocer · 3288 Cowichan Lake Road253 m

Parks (5+)

  • Sherman Road Soccer Park105 m
  • Rockridge Park404 m
  • Keystone Park519 m
  • Moorfield Park · 3125 Moorfield Road590 m
  • Evans Park630 m

Pharmacies (1)

  • The Medicine Shoppe · 3292 Cowichan Lake Road277 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$351,200.00
Periodic payment — Principal & Interest (monthly)$2,265.82
Additional monthly expenses (strata, tax, utilities, etc.)$715.37
Total monthly cost$2,981.19
Interest paid over 5-yr term$100,654.93
Balance at end of term$315,905.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,206.97

Cash Needed at Closing

Minimum down payment$21,950
Estimated BC PTT$6,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,230

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information