Property Type: TownhouseOwnership: Strata

1020 Cedar Street Unit# 10

Okanagan Falls, BC V0H1R5

$399,000

3 bed3.5 bath1,801 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$325/mo
Annual property tax
$1,736.84

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Heating
Forced air, See remarks
Cooling / A/C
Window air conditioner
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Stall

Restrictions & Policies

Pets
Allowed, Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomBasement5'7'' x 5'2''
Recreation roomBasement18' x 21'7''
Laundry roomBasement5'7'' x 10'11''
3pc BathroomBasement5'7'' x 5'6''
Primary BedroomSecond level13'5'' x 11'8''
BedroomSecond level9'6'' x 10'9''
BedroomSecond level12'4'' x 10'
4pc BathroomSecond level6'1'' x 10'6''
Living roomMain level13'7'' x 11'7''
KitchenMain level13' x 10'3''
Dining roomMain level12'1'' x 10'6''
2pc BathroomMain level6'1'' x 6'

Listing Information

MLS®
10391340
Listed
June 15, 2026
Time on market
On the market for 77 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group Inc. · Data source: CREA DDF.

Description

Welcome to one of the most sought-after units at Cedar Court — a well-maintained 2-storey plus basement townhome offering 1,800 sq ft, 3 bedrooms with room for a 4th, 3 bathrooms, and the largest yard in the complex. This rare corner unit delivers extra space, privacy, and natural light, with no neighbouring development — just open, undeveloped land beside you and direct access to walking trails right from your backyard. The bright, open-concept main floor features a large functional kitchen, a spacious living and dining area perfect for the whole family, and a convenient 2-piece half bath. Step through the double sliding doors onto your private deck and down into the fully fenced yard — the largest in the complex and an ideal space for kids, pets, summer entertaining, and gardening. Upstairs you'll find three comfortable bedrooms, including a generous primary suite with ample storage, a full 4-piece family bathroom, and a private balcony off one bedroom with views of the surrounding area. The partially finished basement adds incredible versatility — a large flex/rec room, a 3-piece bathroom, dedicated laundry, plenty of storage, and an egress window offering the option to add a 4th bedroom. Two parking stalls out front, all of this just a short walk to the beach, Kenyon Park, the elementary school, shops, and yes — Tickleberry's ice cream! No age restrictions. Pet friendly (with restrictions). Long-term rentals permitted. A rare find in a fantastic Okanagan community. (id:63159)

Values & Trends

This listing

$222/sqft

Building average

No other active listings in this building

Okanagan Falls average

$395/sqft

4 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Okanagan Falls ElementaryElementary221 m
Kaleden ElementaryElementary5.1 km
Princess Margaret SecondarySecondary13.2 km
Wiltse ElementaryElementary14.2 km
Holy Cross School(Independent)Elementary/Middle15.8 km
Columbia ElementaryElementary15.9 km
Penticton Christian School(Independent)K-1216.2 km
Entre-lacsElementary/Middle16.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Rise and Shine Coffee House433 m

Parks (4)

  • Kenyon Park351 m
  • Centennial Park354 m
  • Lions Park426 m
  • Christie Memorial Park514 m

Shopping (1)

  • Unnamed · 5350 9th Avenue219 m

Pharmacies (1)

  • Pharmasave201 m

Banks & ATMs (1)

  • Interior Savings & Credit Union · 4929 9th Avenue416 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$559.74
Total monthly cost$2,619.11
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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