Property Type: Detached HouseOwnership: Freehold

10289 Tamea Rd

Honeymoon Bay, BC V0R1Y0

$777,000

2 bed1 bath4 parking1,004 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Lot size
0.65 acres
Zoning
Residential

R-2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,804.62

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
SunroomMain level11'6 x 23'1
BedroomMain level8'10 x 10'8
StorageMain level3'1 x 7'7
EnsuiteMain level3-Piece
BedroomMain level11'4 x 11'7
KitchenMain level11'3 x 12'6
Dining roomMain level11'4 x 13'10
Living roomMain level13'11 x 15'8

Listing Information

MLS®
1042770
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Nan) · Data source: CREA DDF.

Description

Completely renovated inside and out in 2020, this beautifully updated 2-bedroom, 2-bathroom home offers modern comfort, quality finishes, and exceptional outdoor living on a fully fenced 0.65-acre property. The open-concept main living area features stunning Brazilian cherry hardwood flooring, creating a warm and inviting space that's perfect for everyday living and entertaining. The bedrooms are comfortably carpeted, while the kitchen, bathrooms, and front entrance showcase durable porcelain tile. A bright, porcelain-tiled room surrounded by windows provides endless possibilities—ideal as a sunroom, plant room, home office, or peaceful study. The full unfinished basement offers excellent storage and future development potential and includes a dedicated laundry area. A pellet stove efficiently heats the entire home, complemented by baseboard heating throughout. Outside, you'll find a spacious 900-square-foot insulated two-bay shop/garage, perfect for vehicles, hobbies, or a workshop. The beautifully maintained grounds feature expansive lawns, mature cedar and fir trees, established flower gardens, and a fully fenced yard, creating a private oasis for family, pets, and outdoor entertaining. Located just steps from the golf course, this move-in-ready property offers the perfect combination of peaceful country-style living with the convenience of nearby recreation. Don't miss the opportunity to own this meticulously renovated home with room to grow and space to enjoy. (id:63159)

Values & Trends

This listing

$774/sqft

Building average

No other active listings in this building

Honeymoon Bay average

$496/sqft

5 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

12°C

Humidity 93%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Lake Cowichan ElementaryElementary9.8 km
Lake Cowichan SecondaryElementary9.8 km
Palsson ElementaryElementary10.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$621,600.00
Periodic payment — Principal & Interest (monthly)$4,010.35
Additional monthly expenses (strata, tax, utilities, etc.)$283.72
Total monthly cost$4,294.07
Interest paid over 5-yr term$178,152.35
Balance at end of term$559,131.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,700
Stress test qualifying rate8.09%
Payment you must qualify for$5,569.61

Cash Needed at Closing

Minimum down payment$52,700
Estimated BC PTT$13,540
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,740

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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