Property Type: Detached HouseOwnership: Freehold

1029 CENTER BAY ROAD

Gambier Island, BC V0N1V0

$1,395,000

2 bed2 bath2,588 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Lot size
3.11 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,745.97 (2025)

Interior

Basement
Unfinished, Unknown, Unknown
Heating
Baseboard heaters
Fireplace
Yes (1)

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3013411
Listed
June 10, 2025
Time on market
On the market for 448 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

This West Bay waterfront property offers complete privacy and plenty of potential. Fully serviced, and close to Langdale/Gibsons - this three acre parcel features a beautiful home built high on a bluff for stunning sunset views looking out over West Bay - and to the mountains on the Sunshine Coast. Inside is finely-finished & well-appointed, with an open plan LR/DR on the main, along with a den off the kitchen. Two bedrooms upstairs separated by a family TV room, and an unfinished basement that doubles as a workshop/gym. Includes access to two communal docks in West Bay Landing - and vehicle/furniture included in the sale. Zoning allows for 2nd home on property. Potential 2nd build site on waterfront, and new dock float at the foreshore. Gambier has no foreign buyer's ban! Call for appts. (id:63159)

Values & Trends

This listing

$539/sqft

Building average

No other active listings in this building

Gambier Island average

$1,226/sqft

5 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gibsons

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,116,000.00
Periodic payment — Principal & Interest (monthly)$7,200.05
Additional monthly expenses (strata, tax, utilities, etc.)$441.16
Total monthly cost$7,641.22
Interest paid over 5-yr term$319,848.81
Balance at end of term$1,003,845.61

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,846.60

Cash Needed at Closing

Minimum down payment$114,500
Estimated BC PTT$25,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$141,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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