Property Type: Condo / ApartmentOwnership: Strata

103 3912 Carey Rd

Saanich, BC V8Z4E2

$479,000

1 bed1 bath1 parking701 sqftBuilt 2014
Get Directions

Property Details

Property & Lot

Sub-type
Apartment
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$276/mo
Annual property tax
$2,076.56

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Dining roomMain level
BathroomMain level
Primary BedroomMain level
KitchenMain level
Living roomMain level
PatioMain level
EntranceMain level

Listing Information

MLS®
1038390
Listed
May 27, 2026
Time on market
On the market for 96 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Chatterton · Data source: CREA DDF.

Description

PERFECT BALANCE OF PEACEFUL LIVING WITH EVERYDAY CONVENIENCE. GORGEOUS,PRIVATE SETTING CAN'T GET ANY BETTER. This WEST SAANICH condo building is tucked away on a private drive off of Carey Road... if you blink, you'll miss it! It's quite a unique setting for condo living ...nestled amongst mature trees & lush landscaping, you get the feel of rural living, YET within walking distance to UPTOWN shopping. Enjoy the serene view from your living space and patio. OR, lounge up on the ROOFTOP patios (two of them) where you can enjoy lovely mountain views. 1 Secured Underground parking stall, 1 separate storage locker, in-suite laundry, visitor off street parking. enjoy going for strolls... walk through the family oriented neighbourhood or over to the Galloping Goose Trail. Check it out, you'll be glad you did :) All SqFt approx- buyer must verify measurements if important. (id:63159)

Values & Trends

This listing

$683/sqft

Building average

No other active listings in this building

Tillicum average

$507/sqft

7 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

20°C

Humidity 58%

Wind WSW 3 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
McKenzie ElementaryElementary420 m
Colquitz Middle SchoolElementary579 m
Pacific Christian School(Independent)Elementary1.1 km
St Andrew's Regional High(Independent)Secondary1.2 km
St Joseph's Catholic(Independent)Elementary1.2 km
Rogers ElementaryElementary1.3 km
Tillicum Community SchoolElementary1.3 km
Spectrum CommunitySecondary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Swan Creek Park193 m
  • Mount View Park730 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$383,200.00
Periodic payment — Principal & Interest (monthly)$2,472.28
Additional monthly expenses (strata, tax, utilities, etc.)$484.05
Total monthly cost$2,956.32
Interest paid over 5-yr term$109,826.22
Balance at end of term$344,689.64

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,499.18

Cash Needed at Closing

Minimum down payment$23,950
Estimated BC PTT$7,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,030

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information