Property Type: Condo / ApartmentOwnership: Freehold / Strata

103 7475 138 STREET

Surrey, BC V3W0Y9

$485,000

1 bed2 bath1 parking834 sqftBuilt 1995
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Amenities

Also listed: Storage - Locker, Laundry - In Suite, Clubhouse

Property Details

Property & Lot

Sub-type
Apartment

Ownership & Fees

Property type
Condo / Apartment
Ownership
Freehold / Strata
Strata / maintenance fee
$413/mo
Annual property tax
$2,120.59 (2025)

Interior

Basement
None, Unknown
Heating
Radiant heat, Natural gas
Fireplace
Yes (1)

Exterior & Lot

View
City view

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3050346
Listed
September 22, 2025
Time on market
On the market for 343 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Planet Group Realty Inc. · Data source: CREA DDF.

Description

WELCOME to Cardinal Court! BIG 01 BED, 02 BATH unit with 01 under ground parking, Bedroom with luxury ensuite, dining area, beautiful bright corner unit with outdoor area. BONUS : Gas fireplace and Heat included in strata fees. EXCELLENT location, walk to major shopping like Superstore, Save On Foods, Restaurants, transportation and recreation center (new wave pool), Library, parks and much more. (id:63159)

Values & Trends

This listing

$582/sqft

Building average

No other active listings in this building

Surrey average

$678/sqft

1113 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Apartment Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey apartmentlistings — not specific to this property.

MLS® HPI Benchmark Price

$474,100

Jul 2026

Average Sale Price

$470,719

Jul 2026

Monthly Sales

16

Jul 2026

Active Listings

219

Jul 2026

Sales-to-Active Ratio

7.0%

Jul 2026

Median Days to Contract

34 days

Jul 2026

MLS® HPI Benchmark Price

$598,400
$434,400
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

13°C

Clear

Humidity 92%

Wind NW 4 km/h

Today

21°

Tonight

16°

Wednesday

19°

Wednesday night

14°

Thursday

18°

Thursday night

13°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

8/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank Hurt SecondaryElementary573 m
Surrey Muslim School(Independent)Elementary679 m
Guru Angad Dev School(Independent)Elementary/Middle770 m
Bear Creek ElementaryElementary1.1 km
M B Sanford ElementaryElementary1.1 km
Georges Vanier ElementaryElementary1.3 km
W E Kinvig ElementaryElementary1.3 km
Newton ElementaryElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Southbound 138 St @ 75A Ave98 m
Northbound 138 St @ 74 Ave171 m
Northbound 138 St @ 76 Ave205 m
Southbound 138 St @ 74 Ave207 m
Eastbound 76 Ave @ King George Blvd341 m

Nearby Places

Restaurants (5+)

  • Haveli Bistro Restaurant · 7488 King George Boulevard160 m
  • The Jin Sushi255 m
  • Sushi Line279 m
  • Boston Pizza · 7488 King George Boulevard324 m
  • Pho Tau Bay426 m

Cafes (4)

  • Espresso Café316 m
  • Starbucks · 7380 King George Boulevard321 m
  • Tim Hortons · 7272 King George Boulevard518 m
  • Tim Hortons · 7195 King George Boulevard741 m

Grocery (5+)

  • Real Canadian Superstore · 7550 King George Boulevard233 m
  • Save-On-Foods · 7320 King George Boulevard439 m
  • Fruiticana · 13783 72 Avenue453 m
  • Sabzi Mandi Supermarket · 13753 72 Avenue492 m
  • Herencia Latina520 m

Parks (3)

  • Frank Hurt Park · 13828 77 Avenue371 m
  • Todd Crescent Park688 m
  • Unnamed740 m

Shopping (1)

  • Canadian Tire · 7599 King George Boulevard565 m

Gyms (1)

  • F45 Training538 m

Pharmacies (5+)

  • Universal Pharmacy333 m
  • Shoppers Drug Mart455 m
  • Costco Pharmacy511 m
  • Gateway Medical Centre536 m
  • Surrey Pharmacy781 m

Banks & ATMs (5+)

  • Prospera218 m
  • BMO239 m
  • Community Savings255 m
  • Khalsa Credit Union · 7288 137 Street402 m
  • Envision Financial · 7322 King George Boulevard409 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$388,000.00
Periodic payment — Principal & Interest (monthly)$2,503.24
Additional monthly expenses (strata, tax, utilities, etc.)$631.23
Total monthly cost$3,134.47
Interest paid over 5-yr term$111,201.92
Balance at end of term$349,007.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,543.01

Cash Needed at Closing

Minimum down payment$24,250
Estimated BC PTT$7,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,450

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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