Property Type: Detached HouseOwnership: Freehold

103 SOUTHWOOD Drive

Cambridge, BC N1S3S1

$799,800

4 bed3.5 bath6 parking1,859 sqftBuilt 1989
Get Directions

Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Lot size
0.16 acres
Frontage
55 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,761

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Water meter, Water softener, Dishwasher, Stove, Dryer, Garage door opener, Microwave Built-in

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Automatic Garage Door Opener, Private Yard

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement9'7'' x 11'6''
OtherBasement11'11'' x 21'0''
Recreation roomBasement11'11'' x 21'0''
3pc Ensuite bathSecond level5'11'' x 7'2''
4pc BathroomSecond level5'11'' x 7'8''
BedroomSecond level9'3'' x 10'0''
BedroomSecond level9'3'' x 13'4''
Primary BedroomSecond level12'5'' x 14'7''
FoyerMain level4'3'' x 12'9''
2pc BathroomMain level4'8'' x 5'1''
Laundry roomMain level6'10'' x 7'5''
BedroomMain level11'8'' x 10'9''
Family roomMain level12'6'' x 17'9''
KitchenMain level11'11'' x 14'8''
Dining roomMain level10'9'' x 12'6''
Living roomMain level12'5'' x 14'8''

Listing Information

MLS®
40858116
Listed
August 31, 2026
Time on market
On the market for 15 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX REAL ESTATE CENTRE INC. · Data source: CREA DDF.

Description

Welcome to 103 Southwood Drive, Cambridge. This attractive single-family home features an oversize main floor footprint with many updates including premium flooring, newer doors and nickel finish hardware, high baseboards, California shutters, crown moulding, updated lighting and light switches, and it is in excellent condition. There is a large living and dining room, a sunken family room with sliders to a large fenced yard with a huge concrete patio – perfect for family gatherings and entertaining. The updated laundry with modern washer and dryer, and a 2 pc bathroom are on this level and there is also a full bedroom which could easily serve as an office/guest space when needed. The heart of the home, the kitchen, is thoughtfully laid out and features a peninsula and modern cabinets with updated stainless appliances for informal dining. Unwind in the family room, where the inviting warmth of a fireplace creates an ideal setting for relaxation. There is an inside entrance to the double car garage with insulated garage door, and an outside door for convenient lawnmower access. The basement is partially finished with a huge rec room and an additional room currently used as a bedroom with lots of possibilities for this space such as a private craft/sewing room or even a workshop. Upstairs are 3 good sized bedrooms and the principal bedroom features a walk -in closet and a full 3 piece ensuite. There is an additional 4 piece main bathroom with glass shower doors on this level.. Discover the possibilities that await in this meticulously maintained property; Come and see for yourself. (id:63159)

Values & Trends

This listing

$430/sqft

Building average

No other active listings in this building

12 - St Andrews/Southwood average

$389/sqft

9 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,840.00
Periodic payment — Principal & Interest (monthly)$4,128.03
Additional monthly expenses (strata, tax, utilities, etc.)$573.08
Total monthly cost$4,701.11
Interest paid over 5-yr term$183,379.98
Balance at end of term$575,538.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,980
Stress test qualifying rate8.09%
Payment you must qualify for$5,727.41

Cash Needed at Closing

Minimum down payment$54,980
Estimated BC PTT$13,996
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,476

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information