Property Type: Condo / ApartmentOwnership: Strata

103 WITHERBY ROAD

Gibsons, BC V0N1V6

$2,799,999

3 bed2 bath8 parking2,510 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
House
Lot size
4.94 acres
Frontage
215 feet

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$167/mo
Annual property tax
$6,726.04 (2025)

Interior

Heating
Radiant heat, Propane, Hot Water
Fireplace
Yes (1)

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Total spaces
8 — covered indicated
Features
Garage, RV

Listing Information

MLS®
R3156207
Listed
August 17, 2026
Time on market
On the market for 14 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Spectacular Howe Sound views from this custom-built, modern-minimalist waterfront masterpiece. Nestled securely within gated Witherby Point Estates, this ultra-efficient concrete rancher features dramatic 21-foot clerestory ceilings flooding the space with light. Elite finishes include continuous polished concrete flooring with radiant heating, custom masonry fireplace, and German-engineered Innotech tilt-and-turn glass. The chef's kitchen boasts solid maple cabinetry and a statement suite of handcrafted BlueStar appliances. Massive 1,500 square ft front-facing ocean deck-a dramatic pavilion layout perfect for whale watching. BONUS: build a private 969 square ft guest cottage on the cleared upper bench with dedicated second driveway. Over 200´ of ocean front, grandfathered for a future dock. (id:63159)

Values & Trends

This listing

$1,116/sqft

Building average

No other active listings in this building

Gibsons average

$686/sqft

13 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

4,758

(2021 Census)

+3.3% since 2016

Density: 1,103.9/km²

Dwellings: 2,482

Median household income: $70,000

After-tax: $63,200

Immigrant population: 21.3%

Top countries of origin (% of total population)

  • United Kingdom5.9% · 280
  • United States of America2% · 95
  • Philippines1.4% · 65
  • Germany1.2% · 55
  • Korea, South1.1% · 50
  • India0.9% · 45
  • South Africa, Republic of0.7% · 35
  • Poland0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Langdale ElementaryElementary5.5 km
Elphinstone SecondarySecondary9.4 km
Sunshine Coast Alternative SchoolK-129.5 km
Gibsons ElementaryElementary9.6 km
Cedar Grove ElementaryElementary11.5 km
Roberts Creek ElementaryElementary14.2 km
Island Pacific School(Independent)Middle15.0 km
Bowen Island Community SchoolElementary15.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($560,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,239,999.00
Periodic payment — Principal & Interest (monthly)$14,451.71
Additional monthly expenses (strata, tax, utilities, etc.)$853.16
Total monthly cost$15,304.88
Interest paid over 5-yr term$641,990.15
Balance at end of term$2,014,886.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$560,000
Stress test qualifying rate8.09%
Payment you must qualify for$17,224.81

Cash Needed at Closing

Minimum down payment$560,000
Estimated BC PTT$62,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$623,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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