Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

10304 128 STREET

Surrey, BC V3T2Z4

$1,859,000

9 bed7 bath8 parking4,655 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Lot size
10,427 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,191.43 (2025)

Interior

Basement
Finished, Full
Heating
Natural gas, Hot Water
Fireplace
Yes (2)
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave, Garage door opener

Building

Water source
Municipal water
Sewer
Sanitary sewer, Storm sewer

Parking

Total spaces
8 — covered indicated
Features
Garage

Listing Information

MLS®
R3158869
Listed
August 25, 2026
Time on market
On the market for 6 days
Tax assessment year
2025
Data last synced
August 30, 2026

Listing provided by: RE/MAX Crest Realty · Data source: CREA DDF.

Description

Welcome to Cedar Hills! This impressive 4,665 sq. ft. home sits on a generous 10,427 sq. ft. lot and offers exceptional space for large or extended families. The main floor features bright living areas, an office and bedroom with ensuite. Upstairs offers 4 bedrooms, including a spacious primary with walk-in closet and ensuite. The bright walk-out basement includes 4 additional bedrooms, a den, 2 recreation rooms and 2 plumbed bar areas. Highlights include high and vaulted ceilings, updated flooring and kitchen appliances, tile roof, newer washer/dryer and hot water tank. Enjoy a fenced yard, expansive deck and patios, sunny east-facing backyard and ample parking. Steps to shopping and transit. A rare opportunity with outstanding space and versatility. Book your private showing today! (id:63159)

Values & Trends

This listing

$399/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Mainly Clear

16°C

Mainly Clear

Humidity 78%

Wind S 3 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kwantlen Park SecondaryElementary825 m
Old Yale Road ElementaryElementary846 m
K B Woodward ElementaryElementary855 m
Khalsa Secondary School (Surrey)(Independent)Secondary971 m
Prince Charles ElementaryElementary976 m
Khalsa School Old Yale Road(Independent)Elementary1.1 km
Cedar Hills ElementaryElementary1.4 km
A H P Matthew ElementaryElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Southbound 128 St @ 103 Ave56 m
Southbound 128 St @ 104 Ave141 m
Northbound 128 St @ 102 Ave175 m
Eastbound 104 Ave @ 128 St194 m
Southbound 128 St @ 102 Ave250 m

Nearby Places

Parks (2)

  • Royal Kwantlen Park521 m
  • Robson Park779 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($371,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,487,200.00
Periodic payment — Principal & Interest (monthly)$9,594.91
Additional monthly expenses (strata, tax, utilities, etc.)$915.62
Total monthly cost$10,510.53
Interest paid over 5-yr term$426,235.79
Balance at end of term$1,337,741.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$371,800
Stress test qualifying rate8.09%
Payment you must qualify for$11,436.05

Cash Needed at Closing

Minimum down payment$371,800
Estimated BC PTT$35,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$408,480

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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