Property Type: Condo / ApartmentOwnership: Strata

104 1378 FIR STREET

White Rock, BC V4B4B2

$448,900

2 bed2 bath1 parking1,472 sqftBuilt 1986
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
Apartment

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$538/mo
Annual property tax
$3,150.98 (2025)

Interior

Basement
None, Unknown
Heating
Baseboard heaters, Electric
Fireplace
Yes (1)

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Not allowed
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3086697
Listed
February 5, 2026
Time on market
On the market for 207 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage - Wolstencroft · Data source: CREA DDF.

Description

Wonderful Boutique 55+ Condo Complex in the Heart of White Rock. This First Floor CORNER Unit feels like a house with 1472 square feet of living space plus an almost 100 square foot Sunny Solarium offering South-West Exposure. Huge living room for those downsizers with lots of furniture. Kitchen/Dining combo with upgraded flooring. Cozy Corner Gas Fireplace. Primary & 2nd Bedroom are a very generous size and at opposite ends of the unit. Both have walk-in closets. Upgraded Ensuite Bathroom with Large Shower. 2nd Full Bathroom is a cheater ensuite, very convenient and private for guests. Full size Laundry Room. Lots of closet space. Secure undergound Parking and Storage Locker. Excellent Value just flat steps to Uptown White Rock & Hospital on a quieter street. New Roof 2020 + Windows 2012. (id:63159)

Values & Trends

This listing

$305/sqft

Building average

No other active listings in this building

White Rock average

$706/sqft

162 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Apartment Market Stats — White Rock

Monthly figures from the Fraser Valley Real Estate Board for White Rock apartmentlistings — not specific to this property.

MLS® HPI Benchmark Price

$537,700

Jul 2026

Average Sale Price

$784,779

Jul 2026

Monthly Sales

28

Jul 2026

Active Listings

171

Jul 2026

Sales-to-Active Ratio

16.0%

Jul 2026

Median Days to Contract

35 days

Jul 2026

MLS® HPI Benchmark Price

$673,100
$495,700
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

15°C

Humidity 90%

Wind SW calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

21,939

(2021 Census)

+10% since 2016

Density: 4,243.5/km²

Dwellings: 11,541

Median household income: $73,000

After-tax: $65,000

Immigrant population: 29%

Top countries of origin (% of total population)

  • United Kingdom4.6% · 1,020
  • China4.4% · 965
  • India3% · 650
  • United States of America1.8% · 395
  • Philippines1.5% · 330
  • Germany1% · 220
  • Taiwan0.6% · 135
  • South Africa, Republic of0.5% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
White Rock ElementaryElementary299 m
St John Paul II Academy(Independent)Secondary501 m
Earl Marriott SecondaryElementary1.0 km
Newbridge Academy(Independent)Elementary1.1 km
Peace Arch ElementaryElementary1.2 km
H T Thrift ElementaryElementary1.3 km
Semiahmoo SecondaryElementary1.4 km
Jessie Lee ElementaryElementary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Northbound Johnston Rd @ Thrift Ave227 m
Westbound Russell Ave @ Fir St240 m
Eastbound Russell Ave @ George St240 m
Eastbound Russell Ave @ Merklin St240 m
Southbound Johnston Rd @ Thrift Ave246 m

Nearby Places

Restaurants (5+)

  • Kappa Japanese Restaurant · 1450 George Street169 m
  • Grounds & Greens Cafe · 1369 Johnston Road242 m
  • PG's Jamaican Restaurant254 m
  • Fishin' Chips · 1310 Johnston Road260 m
  • Dining Wok Shanghai Restaurant · 15246 Russell Avenue261 m

Cafes (5+)

  • Bean Around the World Coffees · 1400 Johnston Road211 m
  • Islands Café · 1237 Johnston Road375 m
  • Chez Christophe · 1558 Johnston Road399 m
  • Five Corners Cafe · 1173 Johnston Road479 m
  • Pelican Rouge511 m

Grocery (3)

  • Thrifty Foods · 15181 Thrift Avenue315 m
  • Nature's Fare Markets · 15180 North Bluff Road467 m
  • Save-On-Foods · 1641 152 Street654 m

Parks (5+)

  • Unnamed344 m
  • Bryant Park379 m
  • Goggs Park395 m
  • Dr. R.J. Allan Hogg Rotary Park · 15479 Buena Vista Avenue429 m
  • Unnamed472 m

Shopping (3)

  • Semiahmoo Shopping Centre · 1701 152 Street678 m
  • Johnston Plaza · 1736 152 Street717 m
  • Winners · 1715 152 Street761 m

Gyms (2)

  • PARC Fit & Wellness Centre417 m
  • Fitness World800 m

Pharmacies (5+)

  • Unnamed · 1381 George Street139 m
  • White Rock Pharmacy · 1440 George Street146 m
  • Rexall · 1463 Johnston Road291 m
  • Family Care Pharmacy · 1539 Johnston Road388 m
  • Shoppers Drug Mart · 15105 16 Avenue650 m

Banks & ATMs (5+)

  • Prospera Credit Union · 1451 Johnston Road259 m
  • RBC Royal Bank · 1586 Johnston Road445 m
  • Scotiabank · 15190 16 Avenue - North Bluff Road491 m
  • CIBC539 m
  • TD · 15110 North Bluff571 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,445) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,120.00
Periodic payment — Principal & Interest (monthly)$2,316.92
Additional monthly expenses (strata, tax, utilities, etc.)$874.98
Total monthly cost$3,191.90
Interest paid over 5-yr term$102,924.82
Balance at end of term$323,029.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,445
Stress test qualifying rate8.09%
Payment you must qualify for$3,279.29

Cash Needed at Closing

Minimum down payment$22,445
Estimated BC PTT$6,978
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,923

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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