Property Type: Condo / ApartmentOwnership: Strata

1048 Fitzgerald Rd

Shawnigan Lake, BC V8H2H8

$725,000

2 bed2 bath3 parking1,355 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
House
Lot size
8,276 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$87/mo
Annual property tax
$4,654.84

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
3

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageMain level7' x 7'
PorchMain level8' x 4'
EnsuiteMain level4-Piece
BedroomMain level9' x 14'
Laundry roomMain level8' x 13'
DenMain level8' x 13'
BathroomMain level4-Piece
Primary BedroomMain level13' x 13'
KitchenMain level11' x 10'
Dining roomMain level11' x 13'
Living roomMain level13' x 15'
EntranceMain level6' x 10'

Listing Information

MLS®
1043455
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

You'll be impressed with this inviting 2 bedroom plus den rancher tucked away on a quiet cul-de-sac in the sought-after Shawnigan Station. The functional open concept layout features a bright kitchen with a large island, pantry and spacious dining area that flows seamlessly into the living room, creating the perfect space for everyday living and entertaining. The versatile den offers its own separate entrance, making it an ideal home office, client space or small business. The primary bedroom features a walk-in closet and ensuite, while a second bedroom and full main bathroom complete the home. Step outside to your private deck overlooking one of the largest lots in the subdivision, with mature trees providing exceptional privacy and a peaceful natural setting rarely found in the neighbourhood. Located just minutes from South Shawnigan Community Beach, parks and endless hiking trails, and only 15 minutes to Costco and 30 minutes to downtown Victoria, this home offers the perfect blend of privacy, nature and convenience. (id:63159)

Values & Trends

This listing

$535/sqft

Building average

No other active listings in this building

Shawnigan average

$588/sqft

11 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
St John's Preparatory Academy Shawnigan(Independent)K-126.6 km
Discovery ElementaryElementary8.8 km
Shawnigan Lake(Independent)Secondary8.9 km
Brentwood College(Independent)Secondary9.3 km
Frances Kelsey SecondarySecondary9.6 km
George Bonner ElementaryElementary10.5 km
Bayside Middle SchoolMiddle11.8 km
Evergreen Independent School(Independent)Elementary12.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$580,000.00
Periodic payment — Principal & Interest (monthly)$3,741.96
Additional monthly expenses (strata, tax, utilities, etc.)$542.90
Total monthly cost$4,284.87
Interest paid over 5-yr term$166,229.67
Balance at end of term$521,711.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,209.74

Cash Needed at Closing

Minimum down payment$47,500
Estimated BC PTT$12,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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