Property Type: Condo / ApartmentOwnership: Strata

104a 650 Island Hwy S

Campbell River, BC V9W1A6

$409,000

2 bed2 bath5 parking929 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$384/mo
Annual property tax
$3,842

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
5 — uncovered indicated
Features
Parking Space(s)

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Living roomMain level12'4 x 18'11
KitchenMain level9'5 x 8'4
Dining roomMain level8'10 x 10'7
BathroomMain level3-Piece
EnsuiteMain level4-Piece
BedroomMain level9'0 x 12'3
Primary BedroomMain level17'10 x 18'5
Laundry roomMain level6'7 x 4'6
EntranceMain level19'10 x 5'9

Listing Information

MLS®
1043279
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (CR) · Data source: CREA DDF.

Description

Ocean views, beach access, and easy coastal living! This bright and spacious two bedroom, two bathroom condo is ideally located in a central and convenient location. The open-concept layout features plenty of windows designed to capture the ocean views and fill the home with natural light. Enjoy the convenience of a desirable ground-floor location, in-suite laundry/storage room, and great parking. Step outside onto the covered deck and take in the coastal surroundings, or enjoy easy access to the beach just moments away. A fantastic opportunity for those seeking a low-maintenance lifestyle by the ocean. No pets permitted. (id:63159)

Values & Trends

This listing

$440/sqft

Building average

No other active listings in this building

Campbell River Central average

$448/sqft

28 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

35,519

(2021 Census)

+7.6% since 2016

Density: 246/km²

Dwellings: 16,194

Median household income: $78,000

After-tax: $70,000

Immigrant population: 10.5%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 960
  • United States of America1% · 355
  • Philippines0.9% · 320
  • Germany0.6% · 215
  • South Africa, Republic of0.5% · 165
  • India0.5% · 160
  • Netherlands0.3% · 120
  • Viet Nam0.3% · 105

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Elm AlternateElementary963 m
Mer-et-montagneElementary/Middle965 m
Pinecrest ElementaryElementary1.2 km
Sandowne ElementaryElementary1.2 km
Campbell River Christian School(Independent)K-121.5 km
Cedar ElementaryElementary2.1 km
Timberline Secondary SchoolElementary2.3 km
Carihi SecondaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Big Rock Garage Restaurant · 906 South Island Highway582 m

Cafes (1)

  • FoggDukkers · 907 South Island Highway583 m

Parks (5+)

  • Seawalk North53 m
  • Rotary Beach Park North128 m
  • Unnamed505 m
  • Unnamed511 m
  • Lileana Park · 790 Upland Drive541 m

Nearby places data: © OpenStreetMap contributors.

School district: Campbell River (SD72)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$327,200.00
Periodic payment — Principal & Interest (monthly)$2,110.98
Additional monthly expenses (strata, tax, utilities, etc.)$750.17
Total monthly cost$2,861.15
Interest paid over 5-yr term$93,776.46
Balance at end of term$294,317.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,987.81

Cash Needed at Closing

Minimum down payment$20,450
Estimated BC PTT$6,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,130

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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