105 Ponto Road
Kelowna, BC V1X2G2
$895,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 0.17 acres
- Frontage
- 66 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,588
Interior
- Heating
- Electric
- Fireplace
- None
Exterior & Lot
- Exterior features
- Stucco, Wood siding
- View
- Mountain view
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Features
- Other
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 10'4'' x 7'8'' |
| Primary Bedroom | Main level | 11'6'' x 10'3'' |
| 3pc Bathroom | Main level | 7'2'' x 5'1'' |
| Living room | Main level | 13'8'' x 11'0'' |
| Laundry room | Main level | 3'11'' x 7'0'' |
| Kitchen | Main level | 11'0'' x 9'5'' |
Listing Information
- MLS®
- 10394498
- Listed
- July 23, 2026
- Time on market
- On the market for 39 days
- Data last synced
- August 28, 2026
Listing provided by: Realtymonx · Data source: CREA DDF.
Description
An exceptional opportunity for first-time buyers, investors, or anyone seeking a home with outstanding future potential. This charming 2-bedroom, 1-bathroom home offers comfortable living today while presenting excellent redevelopment possibilities. Whether you choose to live in the home, generate rental income, or use it as a mortgage helper while planning your next steps, this property offers remarkable flexibility. Situated in the heart of Central Rutland and zoned UC4 – Urban Centre, the property supports a diverse mix of medium- to high-density residential and commercial uses, offering significant redevelopment potential in one of Kelowna's rapidly evolving Rutland urban centre. Outside is where the value truly stands out. A detached workshop with convenient lane access provides an ideal space for hobbies, projects, or secure storage for tools, bikes, and outdoor gear. The fully fenced, oversized yard offers plenty of room to enjoy today while providing flexibility for future plans, such as gardens, outdoor living spaces, or the potential for an accessory structure (buyer to verify). With ample parking, lane access, excellent walkability, and exceptional redevelopment potential, this property offers far more than just a 2-bedroom home. It is a rare opportunity to invest in a growing neighbourhood while enjoying the benefits of comfortable living today and exciting possibilities for the future. (id:63159)
Values & Trends
This listing
$1,554/sqft
Building average
—
No other active listings in this building
Rutland North average
$501/sqft
84 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
12°C
Clear
Humidity 88%
Wind ENE 5 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
37
6/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Rutland Senior Secondary | Elementary | 489 m |
| Rutland Middle School | Middle | 544 m |
| South Rutland Elementary | Elementary | 741 m |
| Rutland Elementary | Elementary | 1.0 km |
| Pearson Road Elementary | Elementary | 1.1 km |
| Belgo Elementary School | Elementary | 1.2 km |
| Flex Academy(Independent) | K-12 | 1.3 km |
| Kelowna Arts Academy(Independent) | K-12 | 1.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Jaide & Joel's Baking Company · 555 Montgomery Road263 m
- Memphis Blues421 m
- Fusion Food Lounge542 m
- Latin Fiesta611 m
- Alcatraz Chicken · 225 Rutland Road South628 m
Cafes (2)
- Starbucks441 m
- Dosa Crepe Cafe · Gray Road553 m
Grocery (2)
- Save-On-Foods561 m
- IGA787 m
Parks (5+)
- Rutland Centennial Park213 m
- Briarwood Park374 m
- Roxby Square478 m
- Rutland Bluff Linear Park600 m
- Rutland Lions Park715 m
Pharmacies (2)
- Shoppers Drug Mart638 m
- The Local Pharmacy · 225 Rutland Road South649 m
Banks & ATMs (4)
- Basha Donair - Bitcoin Well ATM · 135 Rutland Road North423 m
- First West Credit Union · 110 Highway 33 West433 m
- TD570 m
- Interior Savings603 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.