Property Type: Detached HouseOwnership: Freehold

10507 109 STREET

Fort St. John, BC V1J0J3

$459,900

5 bed3 bath2,176 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
6,211.4 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,103.24 (2025)

Interior

Basement
Finished, N/A
Heating
Forced air, Natural gas
Fireplace
None

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
KitchenMain level
Living roomMain level
Dining roomMain level
Bedroom 4Basement
Bedroom 5Basement
KitchenBasement
Living roomBasement
Dining roomBasement

Listing Information

MLS®
R3108444
Listed
April 8, 2026
Time on market
On the market for 145 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Century 21 Energy Realty · Data source: CREA DDF.

Description

Fantastic investment opportunity! This suited home offers strong rental income potential with both units currently occupied. The upper suite features 3 spacious bedrooms, including a primary bedroom with its own ensuite, along with a large, open kitchen and bright living area-perfect for comfortable family living. The lower suite includes 2 bedrooms and a functional layout, ideal for tenants or extended family. Each unit has its own separate laundry for added convenience and privacy. Outside, enjoy a fully fenced yard, great for pets or outdoor space. A turnkey property with reliable cash flow! (id:63159)

Values & Trends

This listing

$211/sqft

Building average

No other active listings in this building

Fort St. John average

$287/sqft

128 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

9°C

Mainly Clear

Humidity 85%

Wind SE 16 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

23°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

21,465

(2021 Census)

+5.9% since 2016

Density: 657/km²

Dwellings: 10,004

Median household income: $102,000

After-tax: $89,000

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • Philippines3.9% · 835
  • India1.9% · 405
  • United States of America0.9% · 185
  • Germany0.7% · 155
  • United Kingdom0.5% · 105
  • Nigeria0.5% · 100
  • Jamaica0.4% · 80
  • Pakistan0.3% · 75

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
C.M. Finch ElementaryElementary396 m
Margaret Ma Murray Community SchoolElementary623 m
Bert Bowes Middle SchoolMiddle765 m
Ecole Central Elem School Of The ArtsElementary937 m
Alwin Holland ElementaryElementary1.4 km
Bert AmbroseElementary1.7 km
Energetic Learning CampusSecondary1.7 km
Dr Kearney Middle SchoolMiddle1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Hungry Bear · 10608 100 Avenue572 m
  • Evelina's · 10419 100 Avenue710 m
  • Ming's Kitchen · 10403 100 Avenue742 m

Cafes (1)

  • Kekuli Cafe · 10421 105 Avenue682 m

Parks (3)

  • Sunset Ridge Park · 11204 105 Avenue403 m
  • Pickell Park · 10615 102 Avenue437 m
  • W. I. Centennial Park · 10420 110 Avenue571 m

Gyms (1)

  • Gators Gym · 10519 101 Avenue565 m

Nearby places data: © OpenStreetMap contributors.

School district: Peace River North (SD60)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$367,920.00
Periodic payment — Principal & Interest (monthly)$2,373.69
Additional monthly expenses (strata, tax, utilities, etc.)$450.94
Total monthly cost$2,824.63
Interest paid over 5-yr term$105,446.93
Balance at end of term$330,945.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,359.65

Cash Needed at Closing

Minimum down payment$22,995
Estimated BC PTT$7,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,693

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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