Property Type: Land / LotOwnership: Freehold

1054 Westside Road Highway S

West Kelowna, BC V1Z3S1

$724,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.62 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,157

Interior

Fireplace
None

Exterior & Lot

View
City view, Lake view, Mountain view, Valley view, View of water, View (panoramic), Unknown

Listing Information

MLS®
10391030
Listed
June 10, 2026
Time on market
On the market for 82 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Build your dream home on this exceptional 0.62-acre lakeview lot, ideally located just 7 minutes from Downtown Kelowna. Offering the perfect balance of privacy and convenience, this property provides a peaceful setting outside city limits while remaining close to shopping, dining, schools, and everyday amenities. Take in breathtaking, unobstructed views of Okanagan Lake stretching in both directions, with picturesque views of the Kelowna Bridge (William R. Bennett Bridge) visible in the distance. With no neighbouring home directly to one side, the property offers enhanced privacy and an incredible sense of openness. The generous 0.62-acre lot provides ample space to bring your vision to life and create a custom home that fully embraces the stunning surroundings. Services are already in place, including natural gas, power, and a brand-new UV-treated lake intake water system. Zoned to allow for two dwellings (property may contain a single detached dwelling and a carriage house), the property offers flexibility for multigenerational living and more. Surrounded by quality homes and fantastic neighbours, this is a rare opportunity to secure a premier building lot in one of Kelowna’s most desirable lakeview settings. (id:63159)

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rose Valley ElementaryElementary2.0 km
The Balsam School(Independent)Elementary3.6 km
Mar Jok ElementaryElementary3.6 km
Central SecondarySecondary4.4 km
Central School ProgramsK-124.4 km
St Joseph Elementary School(Independent)Elementary4.7 km
Hudson Road ElementaryElementary4.7 km
Bankhead ElementaryElementary5.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed493 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$579,920.00
Periodic payment — Principal & Interest (monthly)$3,741.45
Additional monthly expenses (strata, tax, utilities, etc.)$179.75
Total monthly cost$3,921.20
Interest paid over 5-yr term$166,206.74
Balance at end of term$521,639.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,490
Stress test qualifying rate8.09%
Payment you must qualify for$5,209.05

Cash Needed at Closing

Minimum down payment$47,490
Estimated BC PTT$12,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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