Property Type: Detached HouseOwnership: Freehold

1055 Spider Lake Rd

Qualicum Beach, BC V9K2L7

$1,595,000

4 bed5 bath6 parking2,140 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Lot size
5.14 acres
Zoning
Unknown

RR2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,922.84

Interior

Heating
Baseboard heaters, Electric, Propane, Wood
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
WorkshopMain level20'3 x 16'3
BathroomAuxiliary Building2-Piece
StudioMain level19'4 x 19'2
BathroomAuxiliary Building4-Piece
Primary BedroomAuxiliary Building12'5 x 10'3
BedroomAuxiliary Building12'4 x 10'3
BathroomAuxiliary Building3-Piece
Dining roomAuxiliary Building9'11 x 7'5
Living roomAuxiliary Building12'0 x 10'7
KitchenAuxiliary Building9'11 x 6'6
StorageSecond level12'10 x 10'2
BathroomSecond level3-Piece
BedroomSecond level12'3 x 9'7
LoftSecond level19'1 x 6'10
EnsuiteMain level4-Piece
Primary BedroomMain level15'11 x 15'8
Dining roomMain level15'11 x 9'6
KitchenMain level15'11 x 14'6
Living roomMain level24'10 x 21'10
EntranceMain level8'1

Listing Information

MLS®
1034534
Listed
May 7, 2026
Time on market
On the market for 117 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

This beautifully built, 2 bedroom (plus), 3 bath home sits on 5 acres of mature trees and enticing trails. It will captivate you with exquisite details; timber-framed living room with 22 foot ceiling, hardwood floors, custom fir trim and two-sided, slate fireplace. Expansive southwestern exposure with lots of light shows views of the pond and Mt. Arrowsmith. Enjoy outdoor living on its large deck. A spacious kitchen provides custom cabinets, stainless steel appliances and walk-in pantry. The primary bedroom has a luxurious ensuite, dressing room, walk-in closet and deck access. The semi-detached, large [625] sq. ft. bonus room with two-piece bath is perfect as an extra bedroom, office or hobby room. The detached garage has workshop space and loft storage. A privately situated second home offers 2 bedrooms, 2 baths and a wrap-around deck, perfect for family or rental income. Located 12 min. from Qualicum. Enjoy Spider Lake, minutes away. (id:63159)

Values & Trends

This listing

$745/sqft

Building average

No other active listings in this building

Qualicum North average

$622/sqft

23 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 89%

Wind SW calm km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

9,303

(2021 Census)

+4% since 2016

Density: 517.4/km²

Dwellings: 4,763

Median household income: $76,500

After-tax: $69,000

Immigrant population: 20.4%

Top countries of origin (% of total population)

  • United Kingdom10.7% · 995
  • United States of America1.7% · 160
  • Germany1.1% · 105
  • Netherlands0.6% · 60
  • Philippines0.4% · 35
  • South Africa, Republic of0.3% · 30
  • India0.2% · 20
  • Jamaica0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Arrowsmith Independent School(Independent)Elementary10.3 km
Qualicum Beach ElementaryElementary10.4 km
Bowser ElementaryElementary12.2 km
Kwalikum SecondarySecondary13.1 km
Arrowview ElementaryElementary15.6 km
John Howitt ElementaryElementary15.7 km
des Grands-cedresElementary16.1 km
Wood ElementaryElementary16.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Qualicum (SD69)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($319,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,276,000.00
Periodic payment — Principal & Interest (monthly)$8,232.32
Additional monthly expenses (strata, tax, utilities, etc.)$683.90
Total monthly cost$8,916.22
Interest paid over 5-yr term$365,705.27
Balance at end of term$1,147,766.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$319,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,811.99

Cash Needed at Closing

Minimum down payment$319,000
Estimated BC PTT$29,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$350,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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