Property Type: Detached HouseOwnership: Freehold

10577 138A STREET

Surrey, BC V3T4L2

$2,600,000

3 bed1 bath3 parking1,092 sqftBuilt 1957
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Property Details

Property & Lot

Sub-type
House
Lot size
7,761 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$6,024.39 (2024)

Interior

Basement
None, Unknown
Heating
Natural gas
Fireplace
Yes (1)

Parking

Total spaces
3 — covered indicated
Features
Carport

Listing Information

MLS®
R2971756
Listed
March 4, 2025
Time on market
On the market for 546 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: eXp Realty of Canada, Inc. · Data source: CREA DDF.

Description

Land Assembly Potential! Solid and charming 3 or 4-bedroom rancher within walking distance to Surrey Central SkyTrain Station, Central City Shopping Mall, SFU, and schools. This is a fantastic investment opportunity in the newly designated City Core.The home features an updated kitchen overlooking a private backyard. House and property size are approximate. (id:63159)

Values & Trends

This listing

$2,381/sqft

Building average

No other active listings in this building

Surrey average

$690/sqft

1844 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Good Counsel(Independent)Elementary238 m
Forsyth Road ElementaryElementary337 m
Honour Secondary School(Independent)Secondary374 m
Mary Jane Shannon ElementaryElementary1.2 km
James Ardiel ElementaryElementary1.3 km
Kwantlen Park SecondaryElementary1.4 km
Lena Shaw ElementaryElementary1.4 km
Surrey TraditionalElementary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound 104 Ave @ 138A St362 m
Eastbound 104 Ave @ 139 St395 m
Eastbound 104 Ave @ Whalley Blvd418 m
Eastbound 108 Ave @ 138 St439 m
Westbound 104 Ave @ Whalley Blvd466 m

Nearby Places

Restaurants (5+)

  • DONI Korean Restaurant · 10592 King George Boulevard420 m
  • King Do Seafood Restaurant · 13922 104 Avenue429 m
  • Taste of Pho · 13979 140 Street440 m
  • Manis Pan-Asian Eatery · 10768 Whalley Boulevard447 m
  • Dell Lanes · 10576 King George Boulevard457 m

Cafes (3)

  • Huyen Cafe · 13551 105A Avenue591 m
  • Starbucks · 10362 King George Boulevard616 m
  • Ken's Tea House · 10692 135A Street619 m

Grocery (5+)

  • Surrey Super Market · 13853 104 Avenue342 m
  • Lucky Supermarket · 10628 King George Boulevard412 m
  • GG's African Caribbean Market · 10625 King George Boulevard524 m
  • Day to Day Grocery & Produce · 13664 104 Avenue533 m
  • Union Latino's Food · 13569 105A Avenue561 m

Parks (2)

  • Forsyth Park · 10632 139 Street261 m
  • Hawthorne Rotary Park · 10513 144 Street796 m

Gyms (1)

  • Planet Fitness · 10642 King George Boulevard418 m

Pharmacies (4)

  • Pharmasave · 10654 King George Boulevard427 m
  • East To West Holistic · 14045 104 Avenue543 m
  • Gain Pharmacy593 m
  • London Drugs · 10348 King George Boulevard618 m

Banks & ATMs (4)

  • Prospera · 13747 104 Avenue392 m
  • Sharons Credit Union · 10541 King George Boulevard518 m
  • TD · 10435 King George Boulevard605 m
  • Vancity · 10293 King George Boulevard773 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($520,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,080,000.00
Periodic payment — Principal & Interest (monthly)$13,419.45
Additional monthly expenses (strata, tax, utilities, etc.)$557.03
Total monthly cost$13,976.49
Interest paid over 5-yr term$596,133.98
Balance at end of term$1,870,966.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$520,000
Stress test qualifying rate8.09%
Payment you must qualify for$15,994.47

Cash Needed at Closing

Minimum down payment$520,000
Estimated BC PTT$56,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$577,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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