Property Type: Condo / ApartmentOwnership: Strata

106 4745 54A STREET

Delta, BC V4K2Z9

$479,000

1 bed1 bath1 parking760 sqftBuilt 1997
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Amenities

Gym

Also listed: Guest Suite, Laundry - In Suite

Property Details

Property & Lot

Sub-type
Apartment

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$375/mo
Annual property tax
$1,859.18 (2025)

Interior

Heating
Electric, Natural gas
Fireplace
None

Exterior & Lot

View
View

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3152011
Listed
August 4, 2026
Time on market
On the market for 27 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Homelife Benchmark Titus Realty · Data source: CREA DDF.

Description

Welcome home to this tastefully renovated 1 bed 1 bath unit with peaceful tree-lined view. The spacious living room features a cozy gas fireplace with herringbone tile, built in bookshelf, and oversized sliding doors leading to a large balcony with gas BBQ hookup. Perfect inside/outside living. The renovated kitchen is perfect for entertaining, offering stainless steel appliances, generous counter space, and custom wood bar top. Large west-facing windows fill the home with natural light, while 9' ceilings and wood-look laminate flooring create a bright, open feel. Complete with a walk-in laundry room with exceptional storage. Pet-friendly-2 pets allowed, up to 50 kg (110 lbs). Storage locker & 1 parking included. Lots of parking in complex! NEW ROOF installed 2026. (id:63159)

Values & Trends

This listing

$630/sqft

Building average

No other active listings in this building

Delta average

$619/sqft

117 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Apartment Market Stats — Delta

Monthly figures from the Fraser Valley Real Estate Board for Delta apartmentlistings — not specific to this property.

MLS® HPI Benchmark Price

Data unavailable

Average Sale Price

$728,000

Jul 2026

Monthly Sales

1

Jul 2026

Active Listings

0

Jul 2026

Sales-to-Active Ratio

100.0%

Mar 2024

Median Days to Contract

37 days

Jul 2026

Average Sale Price

Data available for 12 of 60 months shown — gaps in the line are months FVREB has no reported value for, not zero.

$1,000,102
$539,900
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Richmond

Clear

17°C

Clear

Humidity 100%

Wind WNW 13 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

108,455

(2021 Census)

+6.1% since 2016

Density: 603.7/km²

Dwellings: 39,736

Median household income: $108,000

After-tax: $95,000

Immigrant population: 33.1%

Top countries of origin (% of total population)

  • India11.4% · 12,375
  • China3.5% · 3,820
  • United Kingdom2.7% · 2,955
  • Philippines2.5% · 2,680
  • Hong Kong1% · 1,100
  • Taiwan1% · 1,095
  • United States of America0.9% · 950
  • Pakistan0.7% · 775

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Delta Christian School(Independent)Elementary201 m
Hawthorne ElementaryElementary769 m
Delta SecondarySecondary783 m
Ladner ElementaryElementary1.2 km
Holly ElementaryElementary1.5 km
Sacred Heart(Independent)Elementary1.7 km
Neilson Grove ElementaryElementary1.8 km
Port Guichon ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound Ladner Trunk Rd @ 54A St82 m
Eastbound Ladner Trunk Rd @ 53 St132 m
Westbound Ladner Trunk Rd @ 53 St194 m
Eastbound Ladner Trunk Rd @ Linden Dr195 m
Westbound Ladner Trunk Rd @ 55B St335 m

Nearby Places

Restaurants (5+)

  • Mt. Fuji · 5198 Ladner Trunk Road382 m
  • Ricky's · 5239 Ladner Trunk Road395 m
  • Famoso Pizzaria · 5239 Ladner Trunk Road403 m
  • Maguro Sushi · 5241 Ladner Trunk Road418 m
  • Doon Express · 5176 Ladner Trunk Road453 m

Cafes (3)

  • Starbucks · 5263 Ladner Trunk Road322 m
  • Stir Coffee House · 5085 48 Avenue650 m
  • Cafe de Gourmet762 m

Grocery (4)

  • FreshCo · 5275 Ladner Trunk Road301 m
  • Save-On-Foods · 5186 Ladner Trunk Road414 m
  • Bulk Barn · 5225 Ladner Trunk Road492 m
  • Jarry's Market772 m

Parks (5+)

  • Linden Drive Park168 m
  • Chillukthan Slough Parkette499 m
  • Magee Park504 m
  • Leslie Park552 m
  • Maple Crescent Park568 m

Gyms (2)

  • South Delta Recreational Boxing · 5425 Ladner Trunk Road118 m
  • Snap Fitness380 m

Pharmacies (2)

  • London Drugs443 m
  • Pharmasave · 4857 Elliott Street740 m

Banks & ATMs (5+)

  • RBC · 5205 Ladner Trunk Road450 m
  • TD · 5154 48 Avenue481 m
  • Envision Financial Savings · 5155 Ladner Trunk Road506 m
  • Scotiabank · 5135 Ladner Trunk Road556 m
  • CIBC · 5045 48 Avenue728 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$383,200.00
Periodic payment — Principal & Interest (monthly)$2,472.28
Additional monthly expenses (strata, tax, utilities, etc.)$568.11
Total monthly cost$3,040.39
Interest paid over 5-yr term$109,826.22
Balance at end of term$344,689.64

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,499.18

Cash Needed at Closing

Minimum down payment$23,950
Estimated BC PTT$7,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,030

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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