Property Type: TownhouseOwnership: Strata

10615 ELLIOTT Street Unit# 109

Summerland, BC V0H1Z2

$629,000

3 bed3.5 bath2 parking1,758 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$250/mo
Annual property tax
$3,565.24

Maintenance Fee Includes

Also included: Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
None

Exterior & Lot

Exterior features
Stucco, Other
View
Mountain view

Building

Roof
Other, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherSecond level5'0'' x 6'0''
PantryMain level3'0'' x 2'5''
OtherLower level3'0'' x 6'0''
OtherSecond level5'0'' x 8'11''
Primary BedroomSecond level12'0'' x 13'10''
Living roomMain level14'6'' x 19'3''
KitchenMain level9'6'' x 14'0''
4pc Ensuite bathSecond level
Dining roomMain level9'0'' x 14'10''
BedroomSecond level11'6'' x 10'4''
BedroomSecond level11'6'' x 10'4''
4pc BathroomSecond level
2pc BathroomMain level

Listing Information

MLS®
10396543
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Giants Head Realty · Data source: CREA DDF.

Description

1ST TIME BUYERS ALERT!! NO GST PAYABLE!! PETS ALLOWED! Brand new town homes in an unbeatable location! An easy walk to downtown Summerland shops, restaurants, schools, rec centre and more! Wonderfully finished with quartz countertops, high efficiency furnaces with heat pumps with a/c, a full appliance package and a MASSIVE 19’x27' double garage. These 3 bedroom, 2.5 bath townhomes will be sure to impress, make your appointment to view now. ** All measurements are approximate and should be verified by the buyer if important. Listing pictures are from a previously sold unit, pictures may vary from actual units. Please note: GST EXEMPT for 1ST TIME BUYERS ONLY. All other Buyers, price is plus GST. (id:63159)

Values & Trends

This listing

$358/sqft

Building average

$361/sqft

2 active listing(s)

Main Town average

$334/sqft

8 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland Montessori School(Independent)Elementary309 m
Summerland SecondaryK-12518 m
Unisus Senior School(Independent)Secondary2.3 km
Unisus Junior School(Independent)Elementary2.3 km
Trout Creek ElementaryElementary5.4 km
Naramata ElementaryElementary6.7 km
West Bench ElementaryElementary11.6 km
Queens Park ElementaryElementary13.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • The Beanery Cafe · 13016 Victoria Road North188 m
  • Sunflower Café · 13229 Victoria Road North375 m

Grocery (1)

  • Nesters Market · 13604 Victoria Road North465 m

Parks (5+)

  • Memorial Park216 m
  • Unnamed389 m
  • Unnamed419 m
  • Summerland Museum Park468 m
  • Blagbourne Park545 m

Gyms (1)

  • Summerland Aquatic and Fitness Centre · 13205 Kelly Avenue428 m

Pharmacies (2)

  • Pharmasave471 m
  • Shoppers Drug Mart500 m

Banks & ATMs (1)

  • Cascadia Credit Union · 13601 Victoria Road North431 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$503,200.00
Periodic payment — Principal & Interest (monthly)$3,246.48
Additional monthly expenses (strata, tax, utilities, etc.)$635.10
Total monthly cost$3,881.58
Interest paid over 5-yr term$144,218.57
Balance at end of term$452,630.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,545.35

Cash Needed at Closing

Minimum down payment$37,900
Estimated BC PTT$10,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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