Property Type: Detached HouseOwnership: Freehold

10634 RIVER ROAD

Delta, BC V4C2R7

$2,399,900

8 bed8 bath8 parking4,461 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Lot size
6,702 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,178.74 (2025)

Interior

Basement
Finished, Full
Heating
Radiant heat
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer

Exterior & Lot

View
City view, Mountain view, River view

Building

Water source
Municipal water
Sewer
Sanitary sewer, Storm sewer

Parking

Total spaces
8 — covered indicated
Features
Garage

Listing Information

MLS®
R3141290
Listed
June 30, 2026
Time on market
On the market for 62 days
Tax assessment year
2025
Data last synced
August 30, 2026

Listing provided by: eXp Realty of Canada, Inc. · Data source: CREA DDF.

Description

This newly built 8 bedroom, 8 bathroom luxury home delivers outstanding space, design, and income potential. Featuring a 400+ sqft 1-bedroom garden suite along with a 2-bedroom legal basement suite, it offers excellent flexibility for multi-generational living or rental income. Built by respected local builder Rock City Homes with over 25 years of experience, the residence highlights modern architecture, generous bedroom sizes, and high-end finishes throughout. Enjoy A/C, radiant heating, engineered hardwood and vinyl flooring, a brick driveway, artificial turf for easy maintenance, and more than 600 sqft of balconies showcasing city, mountain, and Fraser River views. Complete with a private theatre/media room and bar. OPEN HOUSE SAT AUGUST 22nd, 2:00 to 4:00 pm (id:63159)

Values & Trends

This listing

$538/sqft

Building average

No other active listings in this building

Delta average

$731/sqft

371 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Delta

Monthly figures from the Fraser Valley Real Estate Board for Delta detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

Data unavailable

Average Sale Price

$1,540,000

Jun 2025

Monthly Sales

0

Jul 2026

Active Listings

1

Jul 2026

Sales-to-Active Ratio

100.0%

Feb 2024

Median Days to Contract

27 days

Jun 2025

Average Sale Price

Data available for 5 of 60 months shown — gaps in the line are months FVREB has no reported value for, not zero.

$2,380,000
$1,501,000
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Richmond

Clear

15°C

Clear

Humidity 100%

Wind NW 5 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

108,455

(2021 Census)

+6.1% since 2016

Density: 603.7/km²

Dwellings: 39,736

Median household income: $108,000

After-tax: $95,000

Immigrant population: 33.1%

Top countries of origin (% of total population)

  • India11.4% · 12,375
  • China3.5% · 3,820
  • United Kingdom2.7% · 2,955
  • Philippines2.5% · 2,680
  • Hong Kong1% · 1,100
  • Taiwan1% · 1,095
  • United States of America0.9% · 950
  • Pakistan0.7% · 775

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Brooke ElementaryElementary456 m
Devon Gardens ElementaryElementary1.3 km
Sands SecondarySecondary1.8 km
Gray ElementaryElementary1.8 km
Annieville ElementaryElementary1.8 km
Richardson ElementaryElementary1.9 km
Gibson ElementaryElementary1.9 km
Delview SecondarySecondary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound River Rd @ Delwood Dr56 m
Westbound River Rd @ Delwood Dr73 m
Westbound River Rd @ Brooke Rd323 m
Southbound Brooke Rd @ River Rd433 m
Eastbound River Rd @ Brooke Rd461 m

Nearby Places

Parks (3)

  • Delwood Park Reserve50 m
  • Devon Gardens Park Reserve572 m
  • Radiance Park762 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($479,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,919,920.00
Periodic payment — Principal & Interest (monthly)$12,386.67
Additional monthly expenses (strata, tax, utilities, etc.)$571.23
Total monthly cost$12,957.90
Interest paid over 5-yr term$550,254.59
Balance at end of term$1,726,974.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$479,980
Stress test qualifying rate8.09%
Payment you must qualify for$14,763.51

Cash Needed at Closing

Minimum down payment$479,980
Estimated BC PTT$49,997
Legal / closing costs (typical estimate)$1,500
Total cash needed$531,477

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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