Property Type: Condo / ApartmentOwnership: Strata

1065 Fitzgerald Rd

Shawnigan Lake, BC V0R2W3

$779,000

4 bed3 bath3 parking1,738 sqftBuilt 2010
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Property Details

Property & Lot

Sub-type
House
Lot size
3,485 square feet
Zoning
Residential

RR-5

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$86/mo
Annual property tax
$4,770.43

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
3

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageLower level
Laundry roomLower level7'7
BathroomLower level4-Piece
BedroomLower level
BedroomLower level
Family roomLower level
BedroomMain level
BathroomMain level4-Piece
EnsuiteMain level4-Piece
Primary BedroomMain level
EntranceMain level
KitchenMain level
Living room/Dining roomMain level

Listing Information

MLS®
1046398
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: Newport Realty Ltd. · Data source: CREA DDF.

Description

The Estates at Shawnigan Station - come see this affordable family home in a super location. Only a 30 minute commute (or less) to the Western Communities and minutes to hiking trails and the great outdoors. This 4 bedroom, 3 full bath home offers plenty of space for a growing family. The main floor entry at street level has an open floor plan with the kitchen and living room (with balcony views to the mountains) - great for entertaining! After the guests have left, the primary bedroom is steps away with its ensuite and walk in closet. A second bedroom/office and a second full bathroom are also conveniently located on this floor. Downstairs you will find bedrooms three and four, a family room and another 4 piece bathroom! This lower floor has 9 foot ceilings and a walk out to the rear yard. Other features include dark wood cabinetry, stainless appliances and a gas fireplace. This is a great community for families with busy lives. (id:63159)

Values & Trends

This listing

$448/sqft

Building average

No other active listings in this building

Shawnigan average

$596/sqft

11 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mostly Cloudy

20°C

Mostly Cloudy

Humidity 58%

Wind NNW 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
St John's Preparatory Academy Shawnigan(Independent)K-126.4 km
Discovery ElementaryElementary8.6 km
Shawnigan Lake(Independent)Secondary8.8 km
Brentwood College(Independent)Secondary9.2 km
Frances Kelsey SecondarySecondary9.6 km
George Bonner ElementaryElementary10.4 km
Bayside Middle SchoolMiddle11.9 km
Evergreen Independent School(Independent)Elementary12.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$623,200.00
Periodic payment — Principal & Interest (monthly)$4,020.67
Additional monthly expenses (strata, tax, utilities, etc.)$570.54
Total monthly cost$4,591.21
Interest paid over 5-yr term$178,610.91
Balance at end of term$560,570.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,583.45

Cash Needed at Closing

Minimum down payment$52,900
Estimated BC PTT$13,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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