Property Type: Detached HouseOwnership: Freehold

1065 LOWER CHINA CREEK Road

Castlegar, BC V0G1G0

$799,000

4 bed3 bath2 parking2,095 sqftBuilt 2023
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,107

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Tile, Carpeted, Vinyl
Appliances
Washer, Refrigerator, Dishwasher, Range, Dryer

Exterior & Lot

Exterior features
Stone, Other
View
Mountain view

Building

Roof
Asphalt shingle, Unknown
Water source
Irrigation District
Sewer
Septic tank
Parcel ID (PID)
023-499-257

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Laundry roomLower level7'10'' x 5'8''
DenLower level9'3'' x 10'2''
Recreation roomLower level15'3'' x 17'4''
3pc Ensuite bathMain level
4pc BathroomMain level
4pc BathroomLower level
BedroomMain level11'0'' x 9'6''
BedroomMain level10'8'' x 9'6''
BedroomLower level11'9'' x 11'7''
Primary BedroomMain level12'0'' x 12'0''
Living roomMain level13'7'' x 15'5''
Dining roomMain level7'6'' x 12'3''
KitchenMain level10'8'' x 12'3''

Listing Information

MLS®
10397740
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 29, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Built in 2023, this well designed family home offers a functional layout with plenty of space for the whole family. The main upper floor features three bedrooms, including the primary bedroom with a walk-in closet and full ensuite with tiled shower. Also on the upper floor is the open concept kitchen, living, dining areas and a 2nd bathroom complete with stone countertops throughout. The lower floor provides additional living space with a second living room, den, bathroom and fourth bedroom, making it ideal for a family room, guests or a home office setup. The home is equipped with a gas furnace, gas on-demand hot water and central AC for year round comfort. Outside, the fully fenced yard offers privacy and a private back deck for outdoor living and entertaining. A newer home with a versatile layout and modern finishes, ready for its next owner. (id:63159)

Values & Trends

This listing

$381/sqft

Building average

No other active listings in this building

Rivervale/Genelle average

$324/sqft

12 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 83%

Wind E 3 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

8,338

(2021 Census)

+3.7% since 2016

Density: 419.6/km²

Dwellings: 3,702

Median household income: $81,000

After-tax: $73,000

Immigrant population: 8.6%

Top countries of origin (% of total population)

  • United Kingdom1.9% · 155
  • United States of America1.1% · 95
  • Portugal0.7% · 55
  • Italy0.5% · 40
  • India0.4% · 35
  • Jamaica0.4% · 30
  • Philippines0.4% · 30
  • Russian Federation0.3% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Kinnaird ElementaryElementary8.0 km
Stanley Humphries SecondarySecondary11.4 km
Twin Rivers ElementaryElementary11.5 km
J Lloyd Crowe SecondaryElementary12.9 km
Robson Community SchoolElementary13.0 km
St Michael's Elementary(Independent)Elementary13.1 km
Kootenay Columbia SecondarySecondary13.5 km
Glenmerry ElementaryElementary13.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$363.92
Total monthly cost$4,487.82
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information