Property Type: Detached HouseOwnership: Freehold

1072 Collins Road

Cache Creek, BC V0K1H0

$399,000

4 bed2.5 bath1,478 sqftBuilt 1964
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.52 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,955

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Carport, RV

Room Dimensions

RoomLevelDimensions
OtherBasement14'10'' x 16'
OtherBasement10'11'' x 10'5''
Utility roomBasement14'8'' x 20'
2pc BathroomBasement
WorkshopBasement11'3'' x 26'10''
BedroomMain level11'7'' x 11'7''
BedroomMain level7'9'' x 11'7''
BedroomMain level7'5'' x 11'7''
4pc BathroomMain level5'1'' x 7'5''
Primary BedroomMain level15'6'' x 14'
Dining roomMain level11'7'' x 13'6''
Living roomMain level15'7'' x 19'10''
KitchenMain level11'7'' x 13'11''

Listing Information

MLS®
10377245
Listed
February 26, 2026
Time on market
On the market for 186 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

This is the kind of property that rarely comes available, offering the flexibility to run your business and live on-site in one of Cache Creek’s most versatile commercial zones. The upper level features four bedrooms, including one with its own separate entrance. This setup is perfect for a home-based business, private office, or client-facing space. It is already plumbed for a gas fireplace and ready for your finishing touches. The main floor offers a bright, open-concept living and dining area with oversized windows that bring in an abundance of natural light, creating a warm and inviting space for both everyday living and entertaining. Downstairs is where the opportunity really expands. You will find soaring ceilings and a large workshop area that is ideal for trades, storage, or future business use. C5 zoning allows for a wide variety of uses including retail, professional office, personal services, and more. This gives you the flexibility to adapt the space as your needs grow. There is ample parking, excellent visibility, and a convenient location just minutes from local amenities, making this a standout option for entrepreneurs, investors, or anyone looking for a true live and work setup. Opportunities like this do not come up often. Bring your vision and take advantage of the full potential this property offers. (id:63159)

Values & Trends

This listing

$270/sqft

Building average

No other active listings in this building

Cache Creek average

$376/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

21°C

Humidity 44%

Wind SSW 4 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

969

(2021 Census)

+0.6% since 2016

Density: 93.2/km²

Dwellings: 522

Median household income: $55,200

After-tax: $52,000

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United States of America3.6% · 35
  • Philippines2.6% · 25
  • Netherlands1.5% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cache Creek ElementaryElementary289 m
Desert Sands Community SchoolK-129.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Anie’s Pizza & Bakery · 1206 Cariboo Highway198 m
  • Slim Jim’s 50s diner · 987 Trans-Canada Highway270 m
  • Hungry Herbie’s · 1301 Cariboo Highway350 m
  • Star House Restaurant · 854 Trans-Canada Highway589 m

Cafes (1)

  • Tim Hortons · 1108 Trans-Canada Highway75 m

Grocery (1)

  • Grubstake Foodmart · 1190 Trans-Canada Highway115 m

Parks (1)

  • Gateway Park147 m

Banks & ATMs (3)

  • RBC · 1047 Trans-Canada Highway154 m
  • Unnamed154 m
  • Unnamed328 m

Nearby places data: © OpenStreetMap contributors.

School district: Gold Trail (SD74)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$403.58
Total monthly cost$2,462.95
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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