Property Type: Land / LotOwnership: Freehold

108 Heldon Court

West Kelowna, BC V1Z3S5

$448,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.22 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,359.61

Interior

Fireplace
None

Exterior & Lot

View
City view, Lake view, Mountain view, View of water, View (panoramic)

Listing Information

MLS®
10371954
Listed
January 6, 2026
Time on market
On the market for 237 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Build Your Okanagan Dream Next to Traders Cove Park. Discover the perfect canvas for your dream home on this exceptional 0.22-acre lot, ideally positioned to capture breathtaking views of Okanagan Lake. Located adjacent to the tranquil beauty of Traders Cove Park, this property offers a unique combination of natural privacy and stunning scenery. Imagine waking up to panoramic lake vistas and watching the sunrise, all from the comfort of your custom-built oasis. You’ll enjoy a peaceful, private setting while still being immersed in the heart of Okanagan’s spectacular outdoors. Whether you envision a contemporary retreat or a timeless cottage to enjoy the seasons, this lot provides the space and scenery to bring your vision to life. Just a short drive to downtown Kelowna’s shops, restaurants, and amenities — yet perfectly tucked away for a serene lifestyle surrounded by nature. This is a rare opportunity to secure a slice of Okanagan paradise and build the home you’ve always imagined. The $50,000 septic system is new and believed to be in good working condition. (id:63159)

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Watson Road ElementaryElementary5.0 km
North Glenmore ElementaryElementary5.0 km
The Balsam School(Independent)Elementary5.3 km
Dr Knox Middle SchoolMiddle5.4 km
Bankhead ElementaryElementary5.8 km
Glenmore ElementaryElementary5.8 km
Central SecondarySecondary6.6 km
Central School ProgramsK-126.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Traders Cove Regional Park423 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$358,400.00
Periodic payment — Principal & Interest (monthly)$2,312.28
Additional monthly expenses (strata, tax, utilities, etc.)$113.30
Total monthly cost$2,425.58
Interest paid over 5-yr term$102,718.47
Balance at end of term$322,381.96

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,400
Stress test qualifying rate8.09%
Payment you must qualify for$3,272.72

Cash Needed at Closing

Minimum down payment$22,400
Estimated BC PTT$6,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,860

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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