Property Type: Detached HouseOwnership: Freehold

1080 Nelson St

Nanaimo, BC V9S2K2

$599,900

2 bed1 bath8 parking1,177 sqftBuilt 1957
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Property Details

Property & Lot

Sub-type
House
Lot size
7,800 square feet
Zoning
Residential

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,456.59

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
StorageOther24'0 x 7'5
PatioMain level32'8 x 9'9
Mud roomMain level9'6 x 7'6
Dining roomMain level10'4 x 11'8
Living roomMain level17'10 x 11'0
KitchenMain level11'5 x 11'7
EnsuiteMain level5-Piece
BedroomMain level12'5 x 8'0
Primary BedroomMain level19'3 x 11'0
PorchMain level17'10 x 9'4

Listing Information

MLS®
1043623
Listed
July 21, 2026
Time on market
On the market for 41 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

Charming 2-bedroom, 1-bathroom rancher offering comfortable single-level living in a convenient location. The property features a large 741 sq ft detached garage with plenty of room for parking, storage, or a workshop. Within walking distance to the hospital, shopping, and everyday amenities, this home is ideal for retirees, first-time buyers, or those looking to downsize. Garden enthusiasts will appreciate the greenhouse and established garden beds, perfect for growing flowers, vegetables, and enjoying the outdoors year-round. Recent updates include a newer furnace and hot water tank, providing added comfort and efficiency. With its functional layout, inviting outdoor space, and excellent location, this well-maintained home offers exceptional value and endless potential. Data and measurements are approximate and should be verified if deemed important. (id:63159)

Values & Trends

This listing

$510/sqft

Building average

No other active listings in this building

Central Nanaimo average

$404/sqft

19 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
OceaneElementary303 m
Discover Montessori School(Independent)Elementary/Middle315 m
Career Technical CentreSecondary315 m
Cilaire ElementaryElementary656 m
Quarterway ElementaryElementary1.2 km
Brechin ElementaryElementary1.3 km
Forest Park ElementaryElementary1.7 km
Departure Bay ElementaryElementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Zougla · 2021 Estevan Road282 m
  • Shanghai City Restaurant581 m
  • Off The Hook711 m
  • O'Falafel728 m

Cafes (2)

  • Tim Hortons409 m
  • Drip Coffee Social · 1515 Dufferin Crescent706 m

Grocery (1)

  • Save-On-Foods500 m

Parks (5+)

  • Estevan Park · 1885 Estevan Road404 m
  • Beach Estates Park · 2140 Departure Bay Road590 m
  • Beaufort Park · 69 Lorne Place635 m
  • Thunderbird Park 1 · 1100 Thunderbird Drive700 m
  • Bob-O-Link Park · 1663 Bob-O-Link Way796 m

Gyms (3)

  • Island Optimal Performance Centre405 m
  • Anytime Fitness546 m
  • Fit Body Boot Camp558 m

Pharmacies (1)

  • Anchor Compounding Pharmacy321 m

Banks & ATMs (3)

  • RBC554 m
  • Localcoin Bitcoin ATM566 m
  • BMO681 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$430.38
Total monthly cost$3,526.66
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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