Property Type: Detached HouseOwnership: Freehold

10837 145 A STREET

Surrey, BC V3R3S2

$1,180,000

4 bed3 bath2 parking2,187 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Lot size
9,251 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,272.79 (2025)

Interior

Basement
Separate entrance, Unknown, Unknown
Heating
Forced air, Natural gas
Fireplace
Yes (2)

Parking

Total spaces
2 — covered indicated
Features
Garage

Listing Information

MLS®
R3120396
Listed
May 6, 2026
Time on market
On the market for 117 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: 1NE Collective Realty Inc. · Data source: CREA DDF.

Description

Located on a quiet cul-de-sac in Bolivar Heights, this home sits on a rare, extra-large 9,251 sqft flat lot, fully fenced for privacy and outdoor enjoyment. A powered shed adds flexibility for storage or a workshop. The upper level offers 3 spacious bedrooms, 1.5 baths, ideal for family living, while the lower level features a self-contained 1-bedroom suite perfect for extended family or rental income. Just steps from Ellendale Elementary and Guildford Park Secondary, this family-friendly neighbourhood is known for its parks, green space, and tranquility. Convenient access to major routes, transit, Guildford Town Centre, and Surrey City Centre makes commuting easy while enjoying a peaceful residential setting. (id:63159)

Values & Trends

This listing

$540/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Guildford Park SecondaryElementary295 m
Mary Jane Shannon ElementaryElementary422 m
Ellendale ElementaryElementary430 m
Ecole Riverdale ElementaryElementary561 m
Holly ElementaryElementary953 m
Hjorth Road ElementaryElementary971 m
Forsyth Road ElementaryElementary1.3 km
Our Lady of Good Counsel(Independent)Elementary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound 108 Ave @ 146 St104 m
Eastbound 108 Ave @ 146 St172 m
Eastbound 108 Ave @ 144 St267 m
Westbound 108 Ave @ 144 St330 m
Westbound 108 Ave @ 148 St442 m

Nearby Places

Restaurants (5+)

  • Sarpanch Sweets & Restaurant · 14645 108 Avenue199 m
  • Song Huong Vietnamese Restaurant235 m
  • Malaysian Hut · 14727 108 Avenue353 m
  • UR Restaurant391 m
  • Man Sen Kitchen409 m

Cafes (1)

  • A1 Coffee & Donuts · 14795 108 Avenue448 m

Grocery (1)

  • Buy-Low Foods · 14865 108 Avenue623 m

Parks (5+)

  • Bonaccord Creek Park356 m
  • Ellendale Park548 m
  • Riverside Park642 m
  • Whalley Reservoir Park · 14620 105A Avenue695 m
  • Holly Park711 m

Shopping (1)

  • Riverside Heights Shopping Centre618 m

Pharmacies (1)

  • Shoppers Drug Mart · 14867 108 Avenue654 m

Banks & ATMs (1)

  • Bitcoin ATM Coinsite · 10823 148 Street448 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($93,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$944,000.00
Periodic payment — Principal & Interest (monthly)$6,090.37
Additional monthly expenses (strata, tax, utilities, etc.)$548.40
Total monthly cost$6,638.77
Interest paid over 5-yr term$270,553.11
Balance at end of term$849,131.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$93,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,358.65

Cash Needed at Closing

Minimum down payment$93,000
Estimated BC PTT$21,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$116,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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