Property Type: Land / LotOwnership: Freehold

1086 Trans Canada Highway

Cache Creek, BC V0K1H0

$299,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.45 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$3,043

Interior

Fireplace
None

Listing Information

MLS®
10376018
Listed
February 13, 2026
Time on market
On the market for 199 days
Data last synced
August 28, 2026

Listing provided by: Nationwide Realty Corp. · Data source: CREA DDF.

Description

A rare opportunity to acquire a commercial lot at one of Cache Creek's most strategic and highly visible locations-situated directly at the signalized intersection of Highway 1 (Trans-Canada Highway) and Highway 97, Build a drive through restaurant. High traffic location across from Tim Hortons. The primary gateway connecting the Lower Mainland, Kamloops, the Okanagan, and Northern British Columbia. Cache Creek serves as a natural stopping point for both travellers and commercial traffic, providing consistent daily exposure and strong demand for food service and convenience-oriented uses. (id:63159)

Location Insights

Weather

21°C

Humidity 44%

Wind SSW 4 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

969

(2021 Census)

+0.6% since 2016

Density: 93.2/km²

Dwellings: 522

Median household income: $55,200

After-tax: $52,000

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United States of America3.6% · 35
  • Philippines2.6% · 25
  • Netherlands1.5% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cache Creek ElementaryElementary227 m
Desert Sands Community SchoolK-129.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Anie’s Pizza & Bakery · 1206 Cariboo Highway173 m
  • Slim Jim’s 50s diner · 987 Trans-Canada Highway196 m
  • Hungry Herbie’s · 1301 Cariboo Highway385 m
  • Star House Restaurant · 854 Trans-Canada Highway561 m

Cafes (1)

  • Tim Hortons · 1108 Trans-Canada Highway156 m

Grocery (1)

  • Grubstake Foodmart · 1190 Trans-Canada Highway221 m

Parks (1)

  • Gateway Park207 m

Banks & ATMs (3)

  • Unnamed120 m
  • RBC · 1047 Trans-Canada Highway125 m
  • Unnamed312 m

Nearby places data: © OpenStreetMap contributors.

School district: Gold Trail (SD74)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$239,920.00
Periodic payment — Principal & Interest (monthly)$1,547.88
Additional monthly expenses (strata, tax, utilities, etc.)$253.58
Total monthly cost$1,801.47
Interest paid over 5-yr term$68,761.76
Balance at end of term$215,808.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,190.82

Cash Needed at Closing

Minimum down payment$14,995
Estimated BC PTT$3,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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