Property Type: Detached HouseOwnership: Freehold

10865 Fernie Wynd Rd

North Saanich, BC V8L5H8

$8,995,000

6 bed8 bath10 parking9,359 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
House
Lot size
1.26 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$22,547.07

Interior

Heating
Heat Pump, Other
Cooling / A/C
Air Conditioned
Fireplace
Yes (3)

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
BathroomMain level2-Piece
BathroomLower level2-Piece
Exercise roomLower level
Games roomLower level
OtherLower level
MediaLower level
BathroomLower level4-Piece
BedroomLower level
StorageSecond level
Laundry roomSecond level
BathroomSecond level4-Piece
Laundry roomSecond level
BathroomSecond level4-Piece
BedroomSecond level
BedroomSecond level
EnsuiteSecond level4-Piece
BedroomSecond level
EnsuiteSecond level3-Piece
BedroomSecond level
EnsuiteMain level5-Piece
Primary BedroomMain level
OfficeMain level
Mud roomMain level
Eating areaMain level
KitchenMain level
Living roomMain level
Dining roomMain level
EntranceMain level

Listing Information

MLS®
1045035
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Vancouver Island · Data source: CREA DDF.

Description

Completely reimagined in 2025 by award-winning Città Group, this extraordinary 1.26-acre waterfront estate represents the pinnacle of refined West Coast living. Set above a sheltered inlet in North Saanich, the 9,300+ sq. ft. European-inspired residence has been meticulously transformed with exceptional design, premium materials and an uncompromising attention to detail. Dramatic two-story ceilings, expansive walls of glass and beautifully proportioned interiors capture breathtaking ocean, island and coastal vistas from virtually every principal room. Rich natural materials, sophisticated finishes and seamless indoor-outdoor transitions create a residence that is as elegant as it is inviting. A spectacular full-width waterfront terrace extends the living space outdoors, offering an exceptional setting for entertaining, quiet evenings and unforgettable sunsets. Six bedrooms, eight bathrooms and an impressive recreation level provide an extraordinary scale of comfort for family and guests. Enveloped by mature evergreens and opening directly to the shoreline, the property offers a rare sense of privacy and seclusion, with crystal-clear waters and the coast immediately beyond. An idyllic private escape, yet remarkably convenient to Victoria International Airport, BC Ferries, exceptional dining, marinas and everyday amenities. This is a truly exceptional coastal estate where architectural excellence, natural beauty and effortless luxury converge. (id:63159)

Values & Trends

This listing

$961/sqft

Building average

No other active listings in this building

Curteis Point average

$1,009/sqft

5 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,235

(2021 Census)

+8.8% since 2016

Density: 329.3/km²

Dwellings: 5,235

Median household income: $121,000

After-tax: $104,000

Immigrant population: 16.6%

Top countries of origin (% of total population)

  • United Kingdom6.8% · 830
  • United States of America1.6% · 195
  • Germany0.8% · 100
  • Netherlands0.8% · 100
  • India0.7% · 80
  • China0.5% · 60
  • South Africa, Republic of0.4% · 45
  • Hong Kong0.2% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Parkland SecondarySecondary1.8 km
North Saanich Middle SchoolMiddle1.9 km
Sidney ElementaryElementary2.8 km
Deep Cove ElementaryElementary4.2 km
ḰELSET ElementaryElementary5.9 km
SD 63 Individual Learning CentreSecondary9.2 km
Stelly's SecondarySecondary11.3 km
Brentwood College(Independent)Secondary11.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • H.M.S. Plumper Park549 m
  • Prentice Pond Park670 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($1,799,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$7,196,000.00
Periodic payment — Principal & Interest (monthly)$46,426.15
Additional monthly expenses (strata, tax, utilities, etc.)$2,346.92
Total monthly cost$48,773.07
Interest paid over 5-yr term$2,062,394.28
Balance at end of term$6,472,825.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$1,799,000
Stress test qualifying rate8.09%
Payment you must qualify for$55,334.72

Cash Needed at Closing

Minimum down payment$1,799,000
Estimated BC PTT$367,750
Legal / closing costs (typical estimate)$1,500
Total cash needed$2,168,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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