Property Type: Condo / ApartmentOwnership: Freehold / Strata

1089 Sunset Drive Unit# 218

Kelowna, BC V1Y9Z3

$389,000

1 bed1 bath1 parking698 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Freehold / Strata
Strata / maintenance fee
$409/mo
Annual property tax
$1,823.11

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Fireplace type
Insert

Exterior & Lot

Exterior features
Wood siding, Other
Pool
Inground pool, Outdoor pool

Parking

Total spaces
1 — uncovered indicated
Features
Parkade

Room Dimensions

RoomLevelDimensions
DenMain level7'9'' x 5'
4pc BathroomMain level5' x 9'
Primary BedroomMain level10'3'' x 14'8''
Living roomMain level11'9'' x 12'
KitchenMain level8' x 9'

Listing Information

MLS®
10389663
Listed
June 1, 2026
Time on market
On the market for 91 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Excellent Downtown Core Location with Resort Style Living at Waterscapes Osprey One. Close walking distance to a vibrant array of shops, restaurants, markets, beach, and Prospera Place. This 1 bedroom plus den unit offers a bright open-concept layout. The kitchen is equipped with full appliances and granite counter top. Large master suite with walk in closet. In unit washer/dryer. Resort-style amenities including an outdoor pool, 2 hot tubes, a fitness centre, BBQ area, pool tables, convenient suites for visitors, and a bookable lounge area for private events. 1 secured underground parking and a storage locker included. Perfect for full-time residence or investment property. (id:63159)

Values & Trends

This listing

$557/sqft

Building average

$541/sqft

1 active listing(s)

Kelowna North average

$699/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary575 m
Central SecondarySecondary1.8 km
Central School ProgramsK-121.8 km
Bankhead ElementaryElementary1.9 km
St Joseph Elementary School(Independent)Elementary2.0 km
A S Matheson ElementaryElementary2.6 km
Glenmore ElementaryElementary2.9 km
Raymer ElementaryElementary3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Waterfront Wines Restaurant · 1180 Sunset Drive197 m
  • Bouchons Bistro · Sunset Drive214 m
  • Central Kitchen · 1155 Ellis Street290 m
  • Nagano Sushi523 m
  • Yama Kitchen606 m

Cafes (5+)

  • Analog Coffee240 m
  • J’s Cafe & Bistro502 m
  • Chaibaba · 1289 Ellis Street513 m
  • Eurobean Coffee560 m
  • CeCe's Coffee695 m

Grocery (1)

  • GetintheLoop Grocery · 1353 Ellis Street735 m

Parks (5+)

  • Sunset Drive Park51 m
  • Rotary Marsh Park282 m
  • Pioneer Garden375 m
  • Recreation Avenue Park384 m
  • Jack Brow Park · 920 Guy Street413 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street725 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$311,200.00
Periodic payment — Principal & Interest (monthly)$2,007.76
Additional monthly expenses (strata, tax, utilities, etc.)$596.00
Total monthly cost$2,603.75
Interest paid over 5-yr term$89,190.81
Balance at end of term$279,925.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,841.71

Cash Needed at Closing

Minimum down payment$19,450
Estimated BC PTT$5,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,730

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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