Property Type: Land / LotOwnership: Freehold

109 WHITETAIL Drive

Fernie, BC V0B1M1

$344,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.15 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,019

Interior

Fireplace
None

Listing Information

MLS®
10377746
Listed
March 2, 2026
Time on market
On the market for 182 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Elk Valley Realty · Data source: CREA DDF.

Description

Exceptional residential lots on Whitetail Drive—only two remain. Just 2 minutes to Downtown Fernie, with a flat front for a straightforward build and a rear slope that transitions to dedicated green space. No building covenants or association fees—unlimited creative control and ample private yard space. Breathtaking, unobstructed mountain views in every direction, plus effortless Montane trail access. Your Fernie dream home starts here. (id:63159)

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

8°C

Mainly Sunny

Humidity 86%

Wind NNE 5 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Sophie-MorigeauElementary843 m
The Fernie Academy(Independent)K-121.1 km
Isabella Dicken ElementaryElementary1.9 km
Fernie SecondaryK-122.3 km
Jaffray Elem-Jr SecondaryElementary/Middle22.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$275,920.00
Periodic payment — Principal & Interest (monthly)$1,780.14
Additional monthly expenses (strata, tax, utilities, etc.)$168.25
Total monthly cost$1,948.39
Interest paid over 5-yr term$79,079.47
Balance at end of term$248,190.93

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,245
Stress test qualifying rate8.09%
Payment you must qualify for$2,519.55

Cash Needed at Closing

Minimum down payment$17,245
Estimated BC PTT$4,898
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,643

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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