Property Type: Detached HouseOwnership: Freehold

10910 Velda Road

Lake Country, BC V4V1W7

$920,000

4 bed3 bath2 parking2,540 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.25 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,506

Interior

Basement
Full
Heating
Heat Pump, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

View
City view, Lake view, Mountain view, Valley view

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageLower level9'3'' x 9'
Utility roomLower level13'3'' x 12'6''
Full bathroomLower level8'8'' x 7'11''
BedroomLower level10'10'' x 11'
BedroomLower level10'10'' x 10'10''
Family roomLower level22'10'' x 14'8''
BedroomMain level11'7'' x 9'11''
Full bathroomMain level12'4'' x 9'5''
Full ensuite bathroomMain level5' x 5'
Primary BedroomMain level16'3'' x 11'6''
Dining roomMain level12'7'' x 13'1''
Living roomMain level15'6'' x 21'1''
KitchenMain level12'8'' x 10'10''

Listing Information

MLS®
10391432
Listed
June 20, 2026
Time on market
On the market for 72 days
Data last synced
August 28, 2026

Listing provided by: 2 Percent Realty Interior Inc. · Data source: CREA DDF.

Description

Wonderful 4 bedroom, 3 bathroom family dwelling in beautiful Lake Country that's priced to sell! Built in 2006 by award winning Harmony Homes, this property boasts a private quarter acre yard with old growth foliage, fruit trees, fire pit, and endless potential for pool, gardens or whatever else you may wish. House has been very well maintained with modern finishings, beautiful covered deck and gorgeous lake, valley and mountain views. Lower level is perfectly suited to be used as in-law suite or other income producing opportunity. Tons of storage, huge garage, new hot water tank, water softener, reverse osmosis and powerful 200amp service to accommodate all your present and future electrical needs. Safe, friendly and quiet neighbourhood on cul-de-sac perched slightly above the community within a 5 minute drive to recreation, schools and all amenities. Come and see your next possible happy haven and wise long-term investment in Okanagan paradise! (id:63159)

Values & Trends

This listing

$362/sqft

Building average

No other active listings in this building

Lake Country East / Oyama average

$910/sqft

42 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Peter Greer ElementaryElementary1.1 km
George Elliot SecondarySecondary1.6 km
HS Grenda Middle SchoolMiddle1.7 km
Davidson Road ElementaryElementary3.1 km
Oyama Traditional SchoolElementary7.5 km
Ellison ElementaryElementary11.7 km
Aberdeen Hall Preparatory School(Independent)K-1211.9 km
North Glenmore ElementaryElementary13.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$736,000.00
Periodic payment — Principal & Interest (monthly)$4,748.42
Additional monthly expenses (strata, tax, utilities, etc.)$502.50
Total monthly cost$5,250.92
Interest paid over 5-yr term$210,939.72
Balance at end of term$662,034.38

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,559.27

Cash Needed at Closing

Minimum down payment$67,000
Estimated BC PTT$16,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$84,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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