Property Type: Detached HouseOwnership: Freehold

10931 161A STREET

Surrey, BC V4N3J7

$1,449,500

4 bed3 bath4 parking2,149 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Lot size
5,005 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,378.22 (2025)

Interior

Basement
Finished, Crawl space
Heating
Forced air, Natural gas
Fireplace
Yes (2)

Parking

Total spaces
4 — covered indicated
Features
Garage

Listing Information

MLS®
R3143595
Listed
July 7, 2026
Time on market
On the market for 55 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Homelife Benchmark Titus Realty · Data source: CREA DDF.

Description

Fraser Heights! Lovingly maintained by long term owner, this move-in ready 2-storey home offers 4 spacious bedrooms upstairs and a fantastic family-friendly layout. Vaulted ceilings brighten the living room, while 2 gas fireplaces add warmth and charm. The oak kitchen features stainless steel appliances and overlooks the private, fully fenced backyard with a large patio. Located on a quiet street just steps to Erma Stephenson Elementary, Fraser Heights Secondary, parks, shopping, transit, and recreation. A wonderful family home in an exceptional location! (id:63159)

Values & Trends

This listing

$674/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Erma Stephenson ElementaryElementary277 m
Fraser Heights SecondaryElementary305 m
Fraser Wood ElementaryElementary796 m
Dogwood ElementaryElementary910 m
Harold Bishop ElementaryElementary1.4 km
Pacific Academy(Independent)K-121.9 km
William F. Davidson ElementaryElementary2.3 km
Holly ElementaryElementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound 108 Ave @ 162 St266 m
Westbound 108 Ave @ 160 St390 m
Southbound 160 St @ 108 Ave396 m
Westbound 108 Ave @ 164 St556 m
Westbound 108 Ave @ 158 St640 m

Nearby Places

Restaurants (3)

  • Pho Hung253 m
  • DDDN Pan Pizza · 16033 108 Avenue261 m
  • Doma Sushi · 10633 108 Avenue269 m

Cafes (2)

  • Tim Hortons · 16033 108 Avenue283 m
  • Starbucks · 15976 108 Avenue427 m

Grocery (1)

  • Nesters Market · 16033 108 Avenue228 m

Parks (5+)

  • North Point Park93 m
  • North Point Park119 m
  • Unnamed169 m
  • J.R. Douglas Park217 m
  • Erma Stephenson Park535 m

Shopping (4)

  • Unnamed260 m
  • Unnamed262 m
  • Unnamed · 16033 108 Avenue275 m
  • Unnamed · 15976 108 Avenue409 m

Pharmacies (2)

  • Fraser Heights Pharmacy · 16033 108 Avenue273 m
  • Rexall · 15966 108 Avenue464 m

Banks & ATMs (2)

  • Scotiabank317 m
  • TD398 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($119,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,159,600.00
Periodic payment — Principal & Interest (monthly)$7,481.35
Additional monthly expenses (strata, tax, utilities, etc.)$555.19
Total monthly cost$8,036.53
Interest paid over 5-yr term$332,344.69
Balance at end of term$1,043,063.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$119,950
Stress test qualifying rate8.09%
Payment you must qualify for$10,223.77

Cash Needed at Closing

Minimum down payment$119,950
Estimated BC PTT$26,990
Legal / closing costs (typical estimate)$1,500
Total cash needed$148,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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