Property Type: Detached HouseOwnership: Freehold

1094 Morningstar Road

Oliver, BC V0H1T6

$749,900

3 bed2 bath7 parking1,955 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,655

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
7 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomLower level13' x 19'
3pc Ensuite bathLower level
4pc BathroomMain level7'4'' x 8'2''
Utility roomLower level6'0'' x 8'8''
Family roomLower level11'6'' x 12'5''
Laundry roomLower level7'4'' x 12'5''
BedroomMain level10'6'' x 11'3''
Primary BedroomMain level11' x 13'10''
OtherMain level11'7'' x 27'4''
Dining roomMain level11'6'' x 16'1''
Living roomMain level13'5'' x 18'3''
KitchenMain level13'7'' x 19'8''

Listing Information

MLS®
10392781
Listed
June 25, 2026
Time on market
On the market for 67 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Wine Capital Realty · Data source: CREA DDF.

Description

Well-maintained 3-bedroom, 2-bathroom home in the desirable Rockcliffe neighbourhood. Situated on a quiet corner lot, this spacious 2,000 sq.ft. residence offers mountain views, comfortable living spaces, and a private yard designed for family enjoyment. Numerous updates and improvements have been completed over the years, including a renovated kitchen, updated flooring, front entry door replacement, high-efficiency gas furnace, central air conditioning, and a cozy pellet stove. The roof was professionally inspected in 2026 and reported to be in good condition with many years of service life remaining. An oversized 590 sq.ft. attached double garage and separate storage shed provide excellent storage and workspace options. Outside, enjoy mature cedar hedging that creates exceptional privacy, raised garden and vegetable beds, established chestnut and walnut shade trees, and beautifully maintained landscaping. Exceptional hardscape areas w/ garden bends and walls. The level yard offers plenty of room for children, pets, gardening, or outdoor entertaining. Exceptional amount of parking available around the front of the house, but also along street. The floor plan provides flexibility for families, retirees, or those seeking extra space for hobbies and guests. Just minutes from schools, golf, parks, shopping, and everyday amenities, this solid Okanagan home combines comfort, privacy, and convenience in one of the area's most sought-after neighbourhoods. (id:63159)

Values & Trends

This listing

$384/sqft

Building average

No other active listings in this building

Oliver average

$435/sqft

101 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oliver ElementaryElementary990 m
Southern Okanagan SecondarySecondary1.0 km
Southern Okanagan AltSecondary1.0 km
Tuc-el-Nuit ElementaryElementary1.2 km
Senpaq'cin School(Independent)Elementary3.1 km
Cawston Primary SchoolElementary14.2 km
Osoyoos ElementaryElementary18.1 km
Okanagan Falls ElementaryElementary18.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,920.00
Periodic payment — Principal & Interest (monthly)$3,870.48
Additional monthly expenses (strata, tax, utilities, etc.)$402.58
Total monthly cost$4,273.06
Interest paid over 5-yr term$171,938.80
Balance at end of term$539,629.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,382.06

Cash Needed at Closing

Minimum down payment$49,990
Estimated BC PTT$12,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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