1099 ELK Street
Penticton, BC V2A0C9
$389,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 0.18 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $1,914
Interior
- Fireplace
- None
Exterior & Lot
- View
- City view, Lake view, Mountain view, Valley view
Listing Information
- MLS®
- 10364954
- Listed
- October 3, 2025
- Time on market
- On the market for 332 days
- Data last synced
- August 28, 2026
Listing provided by: Summerland Realty Ltd. · Data source: CREA DDF.
Description
*Spectacular city & Skaha Lake view from 'The Ridge'. Likely the best lot available in this newer subdivision & it's perfect for your level entry 'Dream' home with walk out basement. Very little excavation will be necessary with the site being prepared during construction. Almost 80' wide & 100' deep allows for a variety of floorplans & plenty of room for extra parking. All newer homes in this area as well as hiking/biking, kids parks, tennis & pickleball courts nearby. Sellers are local trusted building contractors & are building right next door.....yours could be next.....building incentives available. GST applicable. (id:63159)
Location Insights
Weather
17°C
Mainly Clear
Humidity 67%
Wind NE 4 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
36,885
(2021 Census)
+9.3% since 2016
Density: 857.2/km²
Dwellings: 18,457
Median household income: $68,000
After-tax: $61,600
Immigrant population: 13.4%
Top countries of origin (% of total population)
- United Kingdom2.6% · 960
- India1.5% · 535
- United States of America1.1% · 415
- Germany1.1% · 390
- Philippines1% · 375
- Portugal0.5% · 200
- Netherlands0.5% · 175
- Korea, South0.3% · 110
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
7
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Columbia Elementary | Elementary | 1.0 km |
| Entre-lacs | Elementary/Middle | 1.8 km |
| Uplands Elementary | Elementary | 2.5 km |
| Wiltse Elementary | Elementary | 2.7 km |
| Holy Cross School(Independent) | Elementary/Middle | 2.8 km |
| ConnectEd - Alternative Programs | Secondary | 3.0 km |
| Penticton Christian School(Independent) | K-12 | 3.0 km |
| Penticton Secondary | Secondary | 3.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (2)
- Unnamed206 m
- Unnamed529 m
Nearby places data: © OpenStreetMap contributors.
School district: Okanagan-Skaha (SD67)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.