Property Type: Mobile / ManufacturedOwnership: Leasehold

11 104 Horel Rd W

Salt Spring, BC V8K2A3

$139,000

3 bed1 bath943 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
Manufactured Home
Zoning
Residential

R3

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Leasehold
Strata / maintenance fee
$585/mo
Annual property tax
$299.17

Interior

Heating
Heat Pump, Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Features
Stall

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomMain level8'
BedroomMain level9' x 8'
BathroomMain level4-Piece
Primary BedroomMain level12' x 12'
KitchenMain level9' x 12'
Living roomMain level12' x 17'
EntranceMain level8' x 8'

Listing Information

MLS®
1044157
Listed
August 3, 2026
Time on market
On the market for 28 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Salt Spring · Data source: CREA DDF.

Description

Welcome to this updated single-wide manufactured home, where the current owner has completed an impressive list of upgrades, making it truly move-in ready. Recent improvements include new skirting, two energy-efficient heat pumps, a cozy wood stove, fresh interior and exterior paint, new flooring throughout, LED lighting in every room, new gutters and downspouts, and a fully renovated bathroom featuring a stylish tile floor. The bright, open-concept living, dining and kitchen area creates a spacious feel, with a skylight adding plenty of natural light. The kitchen has been updated with quality repurposed cabinetry, new countertops, and a movable butcher block island that provides additional workspace and flexibility. The generous primary bedroom easily accommodates a full bedroom suite and features an oversized walk-in closet with its own skylight. A bonus room with a skylight would also make an ideal third bedroom, home office, or den. An enclosed front entry addition provides valuable extra living and storage space. Outside, you'll enjoy the front deck, storage shed, and terraced perennial gardens. Ideally situated in a desirable location within the park, the home offers a nice sense of privacy. There are no age restrictions, making this an excellent opportunity for first-time buyers, retirees, or anyone looking for an affordable, updated home. (id:63159)

Values & Trends

This listing

$147/sqft

Building average

No other active listings in this building

Salt Spring average

$347/sqft

2 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Salt Spring ElementaryElementary4.1 km
Gulf Islands SecondarySecondary4.4 km
Phoenix PlaceSecondary4.4 km
Fernwood ElementaryElementary10.6 km
Maple Bay ElementaryElementary11.8 km
Crofton Elementary Community SchoolElementary12.8 km
Galiano Community SchoolElementary13.0 km
Bench ElementaryElementary13.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$111,200.00
Periodic payment — Principal & Interest (monthly)$717.42
Additional monthly expenses (strata, tax, utilities, etc.)$656.93
Total monthly cost$1,374.36
Interest paid over 5-yr term$31,870.24
Balance at end of term$100,024.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,950
Stress test qualifying rate8.09%
Payment you must qualify for$1,015.42

Cash Needed at Closing

Minimum down payment$6,950
Estimated BC PTT$1,390
Legal / closing costs (typical estimate)$1,500
Total cash needed$9,840

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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