11 77 Nelson Rd
Lake Cowichan, BC V0R2G0
$515,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 1,149 square feet
- Zoning
- Residential
CD-2
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $300/mo
- Annual property tax
- $3,636.9
Interior
- Heating
- Heat Pump, Baseboard heaters, Electric
- Cooling / A/C
- Air Conditioned
- Fireplace
- None
Parking
- Total spaces
- 1 — uncovered indicated
- Features
- Open
Restrictions & Policies
- Pets
- Allowed with restrictions
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Second level | 4-Piece |
| Primary Bedroom | Second level | 12'1 x 9'11 |
| Bathroom | Main level | 2-Piece |
| Bedroom | Main level | 9'11 x 7'10 |
| Kitchen | Main level | 8'5 x 12'9 |
| Living room | Main level | 12'3 x 12'9 |
| Entrance | Main level | 3'9 x 5'4 |
Listing Information
- MLS®
- 1041406
- Listed
- June 24, 2026
- Time on market
- On the market for 68 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.
Description
Welcome to Penny Lane, a charming 2020 built home on the shores of the Cowichan River in historic Lake Cowichan. This bright and modern 2-bedroom, 2-bathroom home offers open concept living with a functional layout. The main level features a cute kitchen and living area, one bedroom with Murphy bed, and a powder room. Step outside to your private, fully fenced patio with a covered roof, perfect for year-round enjoyment. Upstairs you'll find the primary bedroom, full bathroom, and convenient laundry. Large windows throughout fill the home with natural light. Recent updates include new appliances, a ductless heat pump, and refreshed front landscaping. Enjoy access to the strata's shared riverfront dock, ideal for swimming, tubing and watching all the happenings on the river. Located within walking distance to town and with easy access to the Cowichan Valley Trail, this home is perfect as a full-time residence, weekend getaway, or investment property. (id:63159)
Values & Trends
This listing
$641/sqft
Building average
—
No other active listings in this building
Penny Lane average
—
No comparable active listings
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
14°C
—
Humidity 86%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
3,325
(2021 Census)
+3.1% since 2016
Density: 403.5/km²
Dwellings: 1,586
Median household income: $68,000
After-tax: $62,400
Immigrant population: 7.7%
Top countries of origin (% of total population)
- United Kingdom3.2% · 105
- United States of America0.9% · 30
- Germany0.6% · 20
- South Africa, Republic of0.5% · 15
- India0.5% · 15
- Poland0.3% · 10
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
33
5/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Palsson Elementary | Elementary | 522 m |
| Lake Cowichan Secondary | Elementary | 1.1 km |
| Lake Cowichan Elementary | Elementary | 1.1 km |
| Tansor Elementary | Elementary | 21.8 km |
| Ecole Mount Prevost Elementary | Elementary | 23.2 km |
| Drinkwater Elementary | Elementary | 23.7 km |
| Ladysmith Secondary | Secondary | 24.1 km |
| Ladysmith Primary | Elementary | 24.2 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (2)
- Lakeside Sushi · 78 Cowichan Lake Road378 m
- Shaker Mill · 72 Cowichan Lake Road393 m
Cafes (2)
- River Cafe · 56 South Shore Road509 m
- Tim Hortons513 m
Grocery (1)
- Country Grocer · 83 Cowichan Lake Road353 m
Parks (5+)
- Greendale Park117 m
- Dashwood Park418 m
- Central Park461 m
- Sahtlam Park539 m
- Unnamed757 m
Shopping (1)
- Fields744 m
Nearby places data: © OpenStreetMap contributors.
School district: Cowichan (SD79)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.1% ($26,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.