Property Type: Detached HouseOwnership: Freehold

1102 Carnoustie Drive

Kelowna, BC V1P0A3

$1,849,000

8 bed8 bath6 parking6,400 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.3 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,747.19

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Flooring
Tile, Hardwood

Exterior & Lot

Exterior features
Stone, Stucco, Cedar Siding
View
City view, Mountain view, Valley view, View (panoramic)
Pool
Pool, Above ground pool, Outdoor pool

Building

Roof
Other, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement10'3'' x 9'8''
BedroomBasement14'1'' x 13'10''
OtherBasement3'10'' x 20'11''
BedroomBasement12'8'' x 13'1''
OtherBasement12'8'' x 13'1''
MediaBasement20'6'' x 19'9''
OtherBasement20'6'' x 16'6''
3pc BathroomBasement9'8'' x 4'11''
BedroomBasement14'0'' x 10'11''
3pc Ensuite bathBasement4'11'' x 9'2''
BedroomBasement16'11'' x 13'1''
OtherBasement5'5'' x 38'6''
Utility roomBasement6'4'' x 9'3''
Family roomBasement19'11'' x 20'0''
OtherAdditional Accommodation4'10'' x 8'2''
Full bathroomAdditional Accommodation4'11'' x 9'1''
KitchenAdditional Accommodation12'7'' x 13'0''
Primary BedroomAdditional Accommodation11'2'' x 10'7''
Living roomAdditional Accommodation13'11'' x 16'11''
5pc Ensuite bathSecond level18'10'' x 6'2''
OtherSecond level4'6'' x 10'2''
Primary BedroomSecond level17'8'' x 13'11''
3pc BathroomSecond level6'5'' x 10'1''
DenSecond level13'7'' x 10'1''
OtherSecond level4'6'' x 23'11''
OtherMain level8'7'' x 10'11''
OtherMain level8'11'' x 4'8''
Laundry roomMain level8'10'' x 11'0''
Dining roomMain level10'4'' x 18'4''
KitchenMain level12'7'' x 21'2''
5pc Ensuite bathMain level18'10'' x 6'1''
OtherMain level7'2'' x 10'1''
Primary BedroomMain level16'11'' x 13'11''
OtherMain level7'5'' x 3'5''
3pc BathroomMain level4'9'' x 11'0''
OtherMain level7'2'' x 4'0''
BedroomMain level11'4'' x 13'8''
Living roomMain level20'6'' x 20'8''
FoyerMain level7'5'' x 8'7''

Listing Information

MLS®
10398071
Listed
August 18, 2026
Time on market
On the market for 13 days
Data last synced
August 28, 2026

Listing provided by: Vantage West Realty Inc. · Data source: CREA DDF.

Description

Luxury Without Compromise. Every detail of this custom-built masterpiece has been thoughtfully designed to deliver exceptional living at every turn. Soaring south-facing windows flood the dramatic 30-foot ceilings with natural light, while a chef-inspired kitchen with a grand island flows seamlessly to the covered patio, perfectly positioned to capture panoramic views. This home blends impressive scale with refined craftsmanship, showcasing engineered hardwood, custom millwork, premium appliances, & a fully equipped kitchenette in the sunlit pantry with access to a second cooking patio. Outside, enjoy manicured synthetic lawn, a covered swim spa & hot tub, outdoor shower, & a space ready for your dream BBQ kitchen. The lower level is made for entertaining with a wet bar & cinema-worthy media room, where expansive sliding doors blur the line between indoor & outdoor living. A triple-car garage features extended ceilings, epoxy floors, built-in storage, & a nearby dog wash station. Setting this home apart is the TOP FLOOR 1-bed legal suite with stunning views, a private patio, & stair lift—offering incredible flexibility for family, guests, or rental income. Whole-home technology, including multi-zone audio/video & exterior camera coverage, provides effortless comfort. From unforgettable entertaining to thoughtful family amenities, this residence defines luxury living in coveted Black Mountain—a rare blend of scale, versatility & timeless sophistication. GST paid. (id:63159)

Values & Trends

This listing

$289/sqft

Building average

No other active listings in this building

Black Mountain average

$412/sqft

48 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Black Mountain ElementaryElementary920 m
South Rutland ElementaryElementary2.5 km
Belgo Elementary SchoolElementary2.7 km
Rutland ElementaryElementary3.1 km
Okanagan Christian School(Independent)K-123.2 km
Rutland Senior SecondaryElementary3.3 km
Quigley ElementaryElementary3.5 km
Rutland Middle SchoolMiddle3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Lund Park410 m
  • Loseth Park694 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($369,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,479,200.00
Periodic payment — Principal & Interest (monthly)$9,543.30
Additional monthly expenses (strata, tax, utilities, etc.)$1,215.60
Total monthly cost$10,758.90
Interest paid over 5-yr term$423,942.97
Balance at end of term$1,330,545.18

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$369,800
Stress test qualifying rate8.09%
Payment you must qualify for$11,374.53

Cash Needed at Closing

Minimum down payment$369,800
Estimated BC PTT$34,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$406,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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