Property Type: DuplexOwnership: Freehold

11046 146 STREET

Surrey, BC V3R3V1

$1,549,000

9 bed7 bath3 parking2,847 sqftBuilt 2026
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
Duplex
Lot size
7,473 square feet

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$0 (2026)

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
None

Parking

Total spaces
3 — covered indicated
Features
Garage, Other

Listing Information

MLS®
R3152202
Listed
August 5, 2026
Time on market
On the market for 27 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Century 21 AAA Realty Inc. · Data source: CREA DDF.

Description

Welcome to this stunning brand-new custom-built half duplex offering luxury and exceptional income potential. Both duplex units are available! Features 8 spacious bedrooms & 6 bathrooms plus a detached legal 2-bedroom garden suite with a private entrance-an excellent mortgage helper. Potential to create an additional 2-bedroom suite (buyer to verify with the City). Enjoy a designer kitchen with spice kitchen, forced-air heating, HRV system, air conditioning, high ceilings, premium finishes, single garage & 2-5-10 New Home Warranty. Conveniently located across from Ellendale Elementary School, minutes to Guildford Town Centre, Highway 1, parks, shopping, recreation & transit. (id:63159)

Values & Trends

This listing

$544/sqft

Building average

No other active listings in this building

Surrey average

$571/sqft

115 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Langley

Mainly Clear

16°C

Mainly Clear

Humidity 78%

Wind S 3 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ellendale ElementaryElementary127 m
Ecole Riverdale ElementaryElementary556 m
Guildford Park SecondaryElementary612 m
Mary Jane Shannon ElementaryElementary739 m
Holly ElementaryElementary1.0 km
Hjorth Road ElementaryElementary1.3 km
Iqra School(Independent)Elementary1.3 km
Forsyth Road ElementaryElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Southbound 148 St @ 110 Ave397 m
Westbound 108 Ave @ 146 St403 m
Northbound 148 St @ 110 Ave407 m
Eastbound 108 Ave @ 146 St426 m
Southbound 148 St @ 111A Ave471 m

Nearby Places

Restaurants (5+)

  • Sarpanch Sweets & Restaurant · 14645 108 Avenue399 m
  • Song Huong Vietnamese Restaurant408 m
  • UR Restaurant464 m
  • Malaysian Hut · 14727 108 Avenue475 m
  • Man Sen Kitchen476 m

Cafes (1)

  • A1 Coffee & Donuts · 14795 108 Avenue534 m

Grocery (1)

  • Buy-Low Foods · 14865 108 Avenue637 m

Parks (4)

  • Ellendale Park239 m
  • Bonaccord Creek Park502 m
  • Riverside Park583 m
  • Invergarry Park · 11297 Surrey Road685 m

Shopping (1)

  • Riverside Heights Shopping Centre647 m

Pharmacies (1)

  • Shoppers Drug Mart · 14867 108 Avenue665 m

Banks & ATMs (1)

  • Bitcoin ATM Coinsite · 10823 148 Street518 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($309,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,239,200.00
Periodic payment — Principal & Interest (monthly)$7,994.90
Additional monthly expenses (strata, tax, utilities, etc.)$142.00
Total monthly cost$8,136.90
Interest paid over 5-yr term$355,158.28
Balance at end of term$1,114,664.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$309,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,529.01

Cash Needed at Closing

Minimum down payment$309,800
Estimated BC PTT$28,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$340,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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