Property Type: Land / LotOwnership: Freehold

1108 12th Avenue N

Creston, BC V0B1G6

$88,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.16 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,014.58

Interior

Fireplace
None

Listing Information

MLS®
10372512
Listed
January 21, 2026
Time on market
On the market for 222 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Choose from multiple licensed builders in town. Perched above much of the surrounding area, this lot offers open valley views that are easy to maximize with thoughtful design. An excellent opportunity for a spec build or custom home, with strong end-user appeal. Located at 1108 12th Avenue North, the property is close to kilometres of community-maintained nature trails—steps from your front door—and within walking distance of restaurants and shopping. All municipal services are available at the lot line, helping streamline the build process. Enjoy the flexibility to design and build your forever home in Creston, or capitalize on a well-located lot in an established neighbourhood with proven demand. (id:63159)

Location Insights

Weather

16°C

Humidity 62%

Wind NNW 5 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

5,583

(2021 Census)

+4.1% since 2016

Density: 663.9/km²

Dwellings: 2,810

Median household income: $58,800

After-tax: $54,400

Immigrant population: 11.8%

Top countries of origin (% of total population)

  • United Kingdom2.2% · 125
  • United States of America1.8% · 100
  • Germany1.1% · 60
  • Netherlands0.7% · 40
  • China0.6% · 35
  • Hungary0.4% · 20
  • Poland0.4% · 20
  • Mexico0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Adam Robertson ElementaryElementary763 m
Kootenay Valley Christian School(Independent)Elementary/Middle1.4 km
Kootenay River SecondarySecondary1.4 km
Erickson ElementaryElementary3.6 km
Yaqan Nukiy School(Independent)Elementary4.5 km
Canyon/Lister ElementaryElementary5.2 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle11.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Asian Fusion726 m

Grocery (1)

  • Save-On-Foods628 m

Parks (2)

  • Schikurski Park504 m
  • Unnamed775 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$70,400.00
Periodic payment — Principal & Interest (monthly)$454.20
Additional monthly expenses (strata, tax, utilities, etc.)$84.55
Total monthly cost$538.75
Interest paid over 5-yr term$20,176.84
Balance at end of term$63,325.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,400
Stress test qualifying rate8.09%
Payment you must qualify for$642.85

Cash Needed at Closing

Minimum down payment$4,400
Estimated BC PTT$880
Legal / closing costs (typical estimate)$1,500
Total cash needed$6,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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