Property Type: Condo / ApartmentOwnership: Strata

113 Kootenay Lake Road

Procter, BC V0G1V0

$1,049,000

2 bed2 bath3 parking1,837 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.48 acres
Frontage
85 feet

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$3,686

Interior

Heating
Baseboard heaters, Electric, Other
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Tile, Hardwood

Exterior & Lot

Exterior features
Wood
View
Lake view, Mountain view
Waterfront
Waterfront on lake

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc BathroomSecond level5'8'' x 8'11''
BedroomSecond level13' x 21'4''
FoyerMain level7'9'' x 8'
Laundry roomMain level5'7'' x 6'9''
4pc Ensuite bathMain level5'8'' x 13'4''
Primary BedroomMain level11'3'' x 19'8''
Dining roomMain level7'5'' x 11'9''
KitchenMain level15'11'' x 23'11''
Living roomMain level17'4'' x 25'4''

Listing Information

MLS®
10393265
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: Valhalla Path Realty · Data source: CREA DDF.

Description

Welcome to your perfect Kootenay Lakefront getaway located just past the charming village of Procter and nicely positioned where the West Arm meets the main body of Kootenay Lake. Gentle walk-out beachfront access and a shared 80-foot dock directly in front of the house! This truly inviting custom designed 2 bedroom, 2 bath home centers around intuitive flow, natural light, panoramic views and personalized comfort. Antique cherry hardwood floors, fir doors and trim throughout. The spacious living room features an impressive natural stone wood-burning fireplace and direct access to the partially covered lakeview deck. The beautiful kitchen is ideal for preparing those memorable family meals. The primary bedroom on the main has a stylish ensuite with a large double Japanese soaker tub facing the lake, a travertine tile shower and walk-in closet. In-floor radiant heating in the kitchen, primary bedroom & ensuite. Upstairs has a very large bedroom and another full bathroom. Your turnkey, relaxing paradise awaits! (id:63159)

Values & Trends

This listing

$571/sqft

Building average

No other active listings in this building

Harrop/Procter average

No comparable active listings

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

13°C

Humidity 80%

Wind ESE 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary7.7 km
Crawford Bay Elem-SecondaryK-1210.5 km
des Sentiers-alpinsElementary/Middle21.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$839,200.00
Periodic payment — Principal & Interest (monthly)$5,414.23
Additional monthly expenses (strata, tax, utilities, etc.)$399.17
Total monthly cost$5,813.40
Interest paid over 5-yr term$240,517.13
Balance at end of term$754,863.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,452.04

Cash Needed at Closing

Minimum down payment$79,900
Estimated BC PTT$18,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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